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requently Asked Dental Insurance Questions Independence MO

While it can be difficult to find the money for dental insurance premiums you will now have to pay the full premium for your insurance. You've lost the employer contribution when you lost your job. However, the premium on group dental insurance is much lower than individual insurance - so you will benefit by maintaining your group dental insurance coverage.

Brooke Insurance
(816) 421-5155
104 W 9th St Ste 200
Kansas City, MO
 
Healthcare Solutions Team
(816) 582-6409
4533 NE Fairway Homes Dr
Lees Summit, MO
 
Children'S Mercy Health Network
(816) 234-3000
215 W Pershing Rd
Kansas City, MO
 
C E K Insurance
(816) 453-8584
2900 Ne 60th St
Kansas City, MO
 
A C Winners Insurance
(816) 965-0800
425 E 63rd St
Kansas City, MO
 
Hagerty Rose & Mcpherron Insurance Agency
(816) 421-1763
106 W 11th St Ste 1250
Kansas City, MO
 
Fleishman-Hillard Inc.
(816) 474-9407
2405 Grand Blvd., Ste. 700
Kansas City, MO
 
Missouri Health Insurance Pool
(816) 531-6405
3100 Broadway St Ste 210
Kansas City, MO
 
Demasters Insurance
(816) 531-1000
1130 Westport Rd
Kansas City, MO
 
Brooke Insurance
(816) 453-4971
5737 Ne Antioch Rd
Gladstone, MO
 

requently Asked Dental Insurance Questions

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Dental Insurance Questions

Continuing your Dental Coverage

What happens to my dental insurance coverage if I move to another job?
If your new employer is not going to provide dental insurance as part of your benefit's package you will be looking at significantly higher premiums for individual dental insurance coverage. Your best bet? Be sure to 'carry forward' your dental insurance from your previous job for the full allotted time.

You are allowed to carry forward your dental insurance (just like your medical insurance) for 18 months to 36 months depending on your relationship to the insured and the reason for leaving the position. As long as you haven't been dismissed due to gross negligence, you should be able to continue with your dental insurance coverage. While you will be responsible for the full dental insurance premium, group rates are significantly less than individual rates. It's well worth it.

Once the time period is up you will have to have individual dental insurance coverage in place. But at least you'll have had a price break for a reasonable amount of time. Just remember that you have some forms to fill in! You can get them from your, or your family member's, previous employer's benefit's department. You need to fill the dental insurance forms out within 60 days of leaving. If you don't, you can be denied the dental insurance coverage - and your more expensive individual dental insurance coverage will have to start right away.

What happens to my dental insurance if I become unemployed?
This is a tough situation.

In many states, unless you have been dismissed for gross negligence you will be able to carry your dental insurance and medical insurance for between 18 to 36 months, depending on your relationship to the previously insured person. This has been legislated under the Congressional Budget Reconciliation Act or COBRA. Definitely, carrying your dental insurance benefit's and medical insurance benefit's forward is in your best interest.

While it can be difficult to find the money for dental insurance premiums you will now have to pay the full premium for your insurance. You've lost the employer contribution when you lost your job. However, the premium on group dental insurance is much lower than individual insurance - so you will benefit by maintaining your group dental insurance coverage.

If you are going to maintain your dental insurance benefit's under COBRA, you must fill out the appropriate paper wo...

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