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requently Asked Dental Insurance Questions Cabot AR

While it can be difficult to find the money for dental insurance premiums you will now have to pay the full premium for your insurance. You've lost the employer contribution when you lost your job. However, the premium on group dental insurance is much lower than individual insurance - so you will benefit by maintaining your group dental insurance coverage.

National Insurance Agency
(479) 696-4078
7 Halifax Lane
Bella Vista, AR
 
Adam Hitchcock
(303) 125-4545
358SNAH
your city, AR
 
Managed Care
(870) 239-6084
1 Medical Dr
Paragould, AR
 
La Casa Health Network
(501) 664-3500
6911 Geyer Springs Rd
Little Rock, AR
 
Langley Bill Insurance
(870) 836-7483
120 E Washington St
Camden, AR
 
Lifecell
(844) 513-9947
New York City
New York, AR
Prices and/or Promotions
healthcare

Jackson Insurance Agency
(870) 898-8044
420 Hamilton
Ashdown, AR
 
Arkansas Blue Cross Blue Shield
(501) 378-2000
601 S Gaines St
Little Rock, AR
 
Jenkins Leon Insurance
(501) 332-2071
1009 S Main St
Malvern, AR
 
Tig Marketing
(479) 424-1319
1320 N B St Ste 106
Fort Smith, AR
 

requently Asked Dental Insurance Questions

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Dental Insurance Questions

Continuing your Dental Coverage

What happens to my dental insurance coverage if I move to another job?
If your new employer is not going to provide dental insurance as part of your benefit's package you will be looking at significantly higher premiums for individual dental insurance coverage. Your best bet? Be sure to 'carry forward' your dental insurance from your previous job for the full allotted time.

You are allowed to carry forward your dental insurance (just like your medical insurance) for 18 months to 36 months depending on your relationship to the insured and the reason for leaving the position. As long as you haven't been dismissed due to gross negligence, you should be able to continue with your dental insurance coverage. While you will be responsible for the full dental insurance premium, group rates are significantly less than individual rates. It's well worth it.

Once the time period is up you will have to have individual dental insurance coverage in place. But at least you'll have had a price break for a reasonable amount of time. Just remember that you have some forms to fill in! You can get them from your, or your family member's, previous employer's benefit's department. You need to fill the dental insurance forms out within 60 days of leaving. If you don't, you can be denied the dental insurance coverage - and your more expensive individual dental insurance coverage will have to start right away.

What happens to my dental insurance if I become unemployed?
This is a tough situation.

In many states, unless you have been dismissed for gross negligence you will be able to carry your dental insurance and medical insurance for between 18 to 36 months, depending on your relationship to the previously insured person. This has been legislated under the Congressional Budget Reconciliation Act or COBRA. Definitely, carrying your dental insurance benefit's and medical insurance benefit's forward is in your best interest.

While it can be difficult to find the money for dental insurance premiums you will now have to pay the full premium for your insurance. You've lost the employer contribution when you lost your job. However, the premium on group dental insurance is much lower than individual insurance - so you will benefit by maintaining your group dental insurance coverage.

If you are going to maintain your dental insurance benefit's under COBRA, you must fill out the appropriate paper wo...

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