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Whole Life Insurance - Long Term Life Insurance Coverage Guide Oregon City OR

Whole Life Insurance, also called Permanent Life Insurance , is bought for the rest of your life. You'll pay more than you would for term life insurance , but whole life insurance premiums do not increase with your age after you buy. This is one of the selling points.

Harold D. West (RFC®), CLU
(503) 597-2700
5285 Meadows Rd Ste 148
Lake Oswego, OR
Company
Sumner Financial Group Ltd
Qualifications
Education: MA
Years of Experience: 48
Membership
IARFC
Services
Invoice, Estate Planning, Pension Planning, Retirement Planning, Tax Planning, Annuities, Life Insurance, Charitable Planning, Asset Protection

Data Provided by:
Jeff Vass
510 SW 5th Ave
Portland, OR
Company
Title: LPL Financial Advisor
Company: Meridian Financial Group
Type
Investment Advisor Rep: Yes
Service
401k Rollover From Employer,CD Alternative,Disability Insurance,Annuities,Long-Term Health Care Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Stock Market Alternative,Alternative Investments,Life Insurance,Investment & Portfolio Management,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,IRA, 401k, Roth IRA, QDRO Rollovers,Wealth Management,Health Care Insurance,Retirement Planning,Business Succession & Liquidation Planning,Retirement Income Dist

Data Provided by:
Fred King, CFP
The H Group, Inc.
Portland, OR
Company
Company: Fee-Only Financial Planner ("No Commissions")
Type
Registered Investor: Yes
Education
Oregon State University
B.S., Business
Years Experience
Years Experience: 6
Service
Wealth Engineering,Income for Life/ Preserve Principal,Medicare Planning,Investment & Portfolio Management,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Fee-Only Comprehensive Financial Planning,Portfolio Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Alternative Investments,Retirement Planning,Long-Term Health Care Planning,Business Succession & Liquidation Planning,Estate Tax Pl

Data Provided by:
AAA Oregon/Idaho
(503) 222-6734
600 SW Market Street
Portland, OR
 
Mr. Michael A. Smolak (RFC®), MBA
(503) 445-2626
5901 SW Macadam Avenue, Suite 135
Portland, OR
Company
Dimension Resources
Qualifications
Education: BSMEMBA
Years of Experience: 26
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Asset Protection

Data Provided by:
Mr. Michael A. Smolak (RFC®), MBA
(503) 445-2626
5901 SW Macadam Avenue, Suite 135
Portland, OR
Company
Dimension Resources
Qualifications
Education: BSMEMBA
Years of Experience: 26
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Asset Protection

Data Provided by:
PHIL MABINI
1307 NE PARK LANE
FAIRVIEW, OR
Company
Title: FINANCIAL ADVISER
Company: WORLD FINANCIAL GROUP
Service
IRA, 401k, Roth IRA, QDRO Rollovers,Annuities,Life Insurance

Data Provided by:
Stephen Kirkendall
12014 Southeast Mill Plain
Vancouver, WA
Company
Company: Kirkendall Financial Services
Service
Income for Life/ Preserve Principal,Alternative Investments,Investment & Portfolio Management,Retirement Planning,Annuity Ideas & Strategy Planning,Retirement Income Distribution Planning,Individual Income Tax Planning,Pension for Highly Compensated Owners,Stock Market Alternative,Wealth Management,Annuities,Investment Consulting & Allocation Design,Estate Tax Planning,Asset Protection Strategies & Planning,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Life Insurance,Alternative Asset Class

Data Provided by:
Primerica Life Insurance Company
(360) 524-3078
700 North Hayden Island Drive Suite 330
Portland, OR
Services
Term Life Insurance
Prices and/or Promotions
Complimentary Financial Needs Analysis (FNA)

Douglas Armstrong
255 Stewart Ave. Suite 101
Medford, OR
Company
Title: Investment Advisor
Company: Armstrong Wealth Management
Service
Pension for Highly Compensated Owners,Stock Market Alternative,Alternative Investments,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,Wealth Management,Medicaid,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),

Data Provided by:
Data Provided by:

Whole Life Insurance - Long Term Life Insurance Coverage Guide

Provided By: 

Whole Life Insurance

Whole Life Insurance, also called Permanent Life Insurance , is bought for the rest of your life. You'll pay more than you would for term life insurance , but whole life insurance premiums do not increase with your age after you buy. This is one of the selling points.

In the early years of the whole life insurance policy when you're a low risk, you'll pay more in annual premiums than you would with a comparable term life insurance plan. However, you become a higher risk at an older age, and the cost of term life insurance goes up. Therefore, the premium eventually becomes less than the cost of a comparable term policy.

For more information regarding life insurance check out the following pages: Life Insurance , Why do I need life insurance , How do I decide what I need , What types of life insure can I get , Permanent life insurance , Whole life insurance , Universal life insurance , Term life insurance , Other types of life insurance and don't forget to check out the How can I reduce life insurance costs page.

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