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What to Look for in a Dental Insurance Plan Sparks NV

What is the utilization rate for patients in this program? What is the average waiting period for an initial appointment? What is the average period between appointments? hat is the dentist/patient ratio for the program? What are the criteria for selecting dentists to participate in the program?

Dale Ehrgott
890 Mill Street
Reno, NV
Company
Title: President/Broker
Company: Advanced Insurance Consulting
Years Experience
Years Experience: 20+
Service
Medicare Planning,Health Care Insurance,Retirement Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Disability Insurance,Annuities,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Retirement Income Distribution Planning,Medicaid,Life Insurance,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning

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NONE
(775) 343-8434
2930 Salem Place
Reno, NV
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Menicucci Insurance
(775) 333-0204
9425 Double R Blvd #F
Reno, NV
 
Timothy Bock
1635 Villiage Center Circle 140
Las Vegas, NV
Company
Title: President
Company: Summit Portfolio Management
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
Arizona State University Five
Years Experience
Years Experience: 27
Service
Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Captive Insurance,401k Rollover From Employer,CD Alternative,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Pension for Highly Compensated Owners,Income for Life/ Preserve Principal,Alternative Investments,Life Insurance,Alternative Asset Class Planning,Invest

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Jeffrey Goldman
450 Hillside Drive #A107
Mesquite , NV
Company
Title: Financial Consultant
Company: Jeff Goldman
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Investment Advisor Rep: Yes
Education
Rensselaer Polytechnic Institute/Bachelor of Science
Years Experience
Years Experience: 6
Service
Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Life Settlements,IRA, 401k, Roth IRA, QDRO Rollovers,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Fee Only Portfolio Managem

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Great basin brewing co
(775) 240-5974
4615 spring dr
Nv, NV
 
Nevada's Health Insurance Specialist-Bob Howard
(775) 853-1991
18124 Wedge Parkway, Box 204
Reno, NV
 
Dale Ehrgott
890 Mill Street
Reno, NV
Company
Title: President/Broker
Company: Advanced Insurance Consulting
Years Experience
Years Experience: 20+
Service
Medicare Planning,Health Care Insurance,Retirement Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Disability Insurance,Annuities,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Retirement Income Distribution Planning,Medicaid,Life Insurance,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning

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Corey Zimet
10620 So. Highlands Pkwy
LAs Vegas, NV
Company
Company: CBZ Retirement Solutions,LLC
Service
Asset Protection Strategies & Planning,Individual Income Tax Planning,High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Health Care Insurance,Retirement Planning,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Business Income Tax Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Disability Insurance,Annuities,Annuity Ideas & Strategy Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Pla

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Ivy Dental
(702) 678-6218
740 N Eastern Ave Ste 120
Las Vegas, NV
 
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What to Look for in a Dental Insurance Plan

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Finding Out More

What to Look for in a Dental Insurance Plan

A little research can go a long way. When you are trying to decide on a dental insurance plan , it pays to make sure that the plan will work for you and your family.

What kinds of things can you do to ensure that a plan is the right one? Call the dental insurance company or an agent. Ask questions.

If you are getting into a managed care program, keep the following questions in mind for a Preferred Provider Organization or PPO plan:

  • What percentage of my premium is used for administration?
  • Will the amount of the discount push me to change my current dentist? Will the amount of the discount the dentist is required to offer affect the number of treatment options for me?
  • What are the criteria for selection of providers for the plan? Does it have enough dentists under contract to adequately serve my needs or the needs of my family? What is the geographic distribution of patients to dentists? Will I be able to get into see someone when I need to? Does the plan provide for specialist referrals? Are dentists limited to referring patients to contracted specialists?
  • How does the program provide for emergency treatment? What provisions are in the program for emergency care away from home?

If the managed care plan is a Dental Health Maintenance Organization (DHMO), then keep these questions in mind:

  • What percentage of the premium is used for administration?
  • Does my employer have access to sufficient information to determine the level and amount of treatment received by each member of the group?
  • What is the utilization rate for patients in this program? What is the average waiting period for an initial appointment? What is the average period between appointments?
  • What is the dentist/patient ratio for the program? What are the criteria for selecting dentists to participate in the program? What is the geographic distribution of patients to dentists?
  • What is the ratio of dentists accepted to the program to those who applied to participate? How many dentists voluntarily withdrew from the program over the past two years?
  • What is the rate of compensation for the dentists? Is it sufficient compensation for the needs of the covered patient population? What provisions are made for dentists with unforeseen utilization or difficult cases?
  • What are the benefit's for patients requiring a specialist's care? How are specialists selected and compensated? Does the plan have adequate specialist participation?
  • How does the program provide for emergency treatment? What provisions are in the program for emergency care away from home?

Keep in mind other sources of information outside of your insurance company itself. If you are getting dental insurance through work, call your benefit's coordinator. Speak to your co-workers and find out how happy they are with the service they have received under the plan. Speak with others who have the same dental insurance ...

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