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What to Look for in a Dental Insurance Plan Columbus IN

What is the utilization rate for patients in this program? What is the average waiting period for an initial appointment? What is the average period between appointments? hat is the dentist/patient ratio for the program? What are the criteria for selecting dentists to participate in the program?

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Plainfield, IN
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Robert0
(984) 853-6365
hyderabad
kukatpally, IN
 
Walker & Associates Insurance Agency
(317) 353-8000
7364 E Washington St
Indianapolis, IN
 
Nefouse & Associates, Inc.
(317) 803-4220
8465 keystone crossing, suite 190
Idaville, IN
 
AT YOUR SERVICE
(574) 264-7181
1520 Adams St
Elkhart, IN
 
The Indianapolis Dentist
(317) 401-9642
9510 n. meridian street #250
Indianapolis, IN
 
Health Insurance Mark
(317) 663-7602
4933 Briarwood Trail
Carmel, IN
 
Apex Insurance Brokers Ltd
0117 325 0027
St Nicholas House, 31-34 High Street, Bristol, BS1 2AW
Bristol, BS1 2AW, IN
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Anthem Blue Cross & Blue Shield
(317) 287-6137
220 Virginia Ave
Indianapolis, IN
 
Nefouse & Associates
(317) 803-4220
8465 Keystone Crossing
Indianapolis, IN
 
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What to Look for in a Dental Insurance Plan

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Finding Out More

What to Look for in a Dental Insurance Plan

A little research can go a long way. When you are trying to decide on a dental insurance plan , it pays to make sure that the plan will work for you and your family.

What kinds of things can you do to ensure that a plan is the right one? Call the dental insurance company or an agent. Ask questions.

If you are getting into a managed care program, keep the following questions in mind for a Preferred Provider Organization or PPO plan:

  • What percentage of my premium is used for administration?
  • Will the amount of the discount push me to change my current dentist? Will the amount of the discount the dentist is required to offer affect the number of treatment options for me?
  • What are the criteria for selection of providers for the plan? Does it have enough dentists under contract to adequately serve my needs or the needs of my family? What is the geographic distribution of patients to dentists? Will I be able to get into see someone when I need to? Does the plan provide for specialist referrals? Are dentists limited to referring patients to contracted specialists?
  • How does the program provide for emergency treatment? What provisions are in the program for emergency care away from home?

If the managed care plan is a Dental Health Maintenance Organization (DHMO), then keep these questions in mind:

  • What percentage of the premium is used for administration?
  • Does my employer have access to sufficient information to determine the level and amount of treatment received by each member of the group?
  • What is the utilization rate for patients in this program? What is the average waiting period for an initial appointment? What is the average period between appointments?
  • What is the dentist/patient ratio for the program? What are the criteria for selecting dentists to participate in the program? What is the geographic distribution of patients to dentists?
  • What is the ratio of dentists accepted to the program to those who applied to participate? How many dentists voluntarily withdrew from the program over the past two years?
  • What is the rate of compensation for the dentists? Is it sufficient compensation for the needs of the covered patient population? What provisions are made for dentists with unforeseen utilization or difficult cases?
  • What are the benefit's for patients requiring a specialist's care? How are specialists selected and compensated? Does the plan have adequate specialist participation?
  • How does the program provide for emergency treatment? What provisions are in the program for emergency care away from home?

Keep in mind other sources of information outside of your insurance company itself. If you are getting dental insurance through work, call your benefit's coordinator. Speak to your co-workers and find out how happy they are with the service they have received under the plan. Speak with others who have the same dental insurance ...

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