What Types of Dental Insurance are Available to You? Dacula GA
Company: Lundy Insurance Group, Inc.
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What Types of Dental Insurance are Available to You?
Dental insurance is a specialized type of health insurance that deals solely with procedures and treatments performed by a Dentist or a Dental professional - not medical or doctor procedures generally. There can be some overlap if you need dental surgery, but usually with dental insurance you will be dealing with dentists.
Dental insurance, while similar to health insurance, has one unique feature. Most dental insurance plans will impose a 6 month to 18-month waiting period before coverage commences. This waiting period ensures that your new insurer is not paying for old problems. However, that's a disadvantage to you. As a result, it's best to get your dental insurance before you have a problem and preferably, while your teeth are still in their best shape. If you suddenly need a root canal before your waiting period is up, it will be money that will come out of your pocket.
Dental insurance is very similar to medical insurance. In most cases, you will be looking at one of two types of insurance: fee-for-service insurance or managed care insurance.
Fee-for-Service dental plans are typically freedom-of-choice arrangements under which a dentist is paid for each service rendered according to the fees established by the dentist. What does this mean? It means you pick your dentist and the payment to the dentist is based on the dentists fee schedule, rather than a set fee schedule. In many cases, this will involve Direct Reimbursement (DR) to the dentists office, so you are not paying on your way out. For employers who opt for this kind of plan for their employees, instead of paying monthly insurance premiums, you only pay a percentage of actual treatments received. Moreover, employers are removed from the potential responsibility of influencing treatment decisions due to plan selection or sponsorship.
Managed Care dental plans are cost containment systems that direct the utilization of health care by a) restricting the type, level and frequency of treatment; b) limiting the access to care; and c) controlling the level of reimbursement for services. In other words, you don't choose the type of treatment. You can't necessarily choose to see your dentist when you think you need to. You are also restricted in your choice of dentist.
You do have alternatives to insurance with dental care. There are now discount dental programs, which are not insurance at all, but a way of getting your dental services at a discount. Each denti...
AMSUS 123rd Annual Meeting - The Association of Military Surgeons of the United States
Dates: 10/29/2017 – 11/3/2017
Exhibit at the AMSUS Annual Meeting, and you will have the opportunity to meet face-to-face with over 3,000 key professionals from federal medical departments and health agencies! Audience members include medical center commanders, hospital staff directors, chiefs of professional services, physicians, nurses, dentists, pharmacists, veterinarians, medical administrators, optometrists, healthcare technologists, and healthcare technicians.The Association of Military Surgeons of the United States (AMSUS) was established in 1891 and incorporated by Act of Congress in 1903. The Constituent Services of the Association include the Medical Departments of the U.S. Army, Navy, Air Force, Public Health Service, and the Department of Veterans Affairs. It is the society of the federal health agencies and, as such, contributes to the improvement of all phases of the federal health services and represents the professional interests of physicians, dentists, nurses, optometrists, pharmacists, veterinarians, healthcare specialists and health administrators.Not sure if you want to exhibit at or attend the AMSUS 123rd Annual Meeting - The Association of Military Surgeons of the United States? See the panels below to get the information you need to make an informed decision.All information in Events In America is deemed to be accurate at the time we add it,and we take steps to verify all details and update our records when new information is provided, but as people, events and circumstances change, we caution users to independently confirm all information. EventsInAmerica.com and Events In America LLC make no guarantee of accuracy and assume no liability for inaccurate information.