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What Home Insurance Covers Wasilla AK

Do you notice that many natural disasters are excluded from home insurance policies? You can get a special rider or endorsement to cover you for flood, earthquake, landslide, mudslide, or sinkhole. However, be prepared for this type of home insurance coverage to cost you a lot more - especially if you want flood coverage and you are in a flood-prone area for instance.

Allstate Insurance Michael Corwin Hughes
(907) 357-1102
1365 E Parks Hwy
Wasilla, AK
 
Horace Mann Insurance
(907) 373-0707
1375 East Parks Highway Suite D
Wasilla, AK
 
Sandys Insurance Services
(907) 694-3277
11723 Old Glenn Highway Suite 106
Eagle River, AK
 
Alaska Home Inventory
(907) 631-0758
PO Box 879463
Wasilla, AK
 
Allstate Insurance
(907) 344-3301
Dimond Centre
Anchorage, AK
 
Robert Cederholm & Assoc Inc
(907) 376-8600
280 N. Main Street Wasilla
WASILLA, AK
Services
Homeowners Insurance

Pippel Insurance Agency
(907) 745-3261
Mi 3.2 Palmer-wasilla Hwy
Palmer, AK
 
Allstate Insurance Bruce W. Clarke
(907) 694-6000
11432 Business Blvd
Eagle River, AK
 
C & R Services
(907) 451-7129
1622B Washington Drive
Fairbanks, AK

Data Provided by:
Allstate Insurance Bruce W. Clarke
(907) 694-6000
11432 Business Blvd
Eagle River, AK
 
Data Provided by:

What Home Insurance Covers

Provided By: 

What Home Insurance Covers

Home insurance is notoriously complex. The complexity is around the types of "perils" covered by your policy.

"Perils" are the ways and means by which damage occurs. The easiest way to explain this is to look at the standard list of perils which most insurers consider:

  • fire or lightening home insurance
  • theft home insurance
  • volcanic eruption home insurance
  • falling object home insurance
  • weight of ice, snow or sleet home insurance
  • accidental discharge of or overflow of water or steam from within a plumbing, heating, air conditioning or automatic fire-protective sprinkler system, or from a household appliance
  • explosion home insurance
  • riot or civil commotion home insurance
  • damage caused by aircraft home insurance
  • damage caused by vehicles home insurance
  • sudden and accidental tearing apart, cracking, burning, or bulging of a steam or hot water heating system, an air conditioning or automatic fire-protective system
  • windstorm or hail home insurance
  • smoke home insurance
  • vandalism or malicious mischief home insurance
  • freezing of a plumbing, heating, air conditioning or automatic fire-protective sprinkler system, or of a household appliance
  • sudden and accidental damage from artificially generated electrical current (does not include loss to a tube, translator or similar electronic component).

You can get an "all perils" policy, which will cover you for the complete list of perils. Most home insurance policies will have some limitations.

Do you notice that many natural disasters are excluded from home insurance policies? You can get a special rider or endorsement to cover you for flood, earthquake, landslide, mudslide, or sinkhole. However, be prepared for this type of home insurance coverage to cost you a lot more - especially if you want flood coverage and you are in a flood-prone area for instance.

ALWAYS check your home insurance policy to be sure you know exactly what perils you are cove...

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