Universal Insurance Policies Aberdeen SD
Rapid City, SD
Years of Experience: 19
Invoice, Estate Planning, Portfolio Management, Retirement Planning, Tax Planning, Tax Returns, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Education Plan
Sioux Falls, SD
Universal Insurance Policies
Universal Life Insurance
This universal life insurance policy is really best-suited for a person who wants tax sheltered investments outside of their 401(k) or RRSP. Most of us are not maximizing our contributions in these retirement vehicles, so we aren't in the market for universal life insurance coverage.
If you are maxing out your retirement savings then you might consider a universal life insurance policy. But remember - you will pay administration fees.
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If you think you might be in the market for universal life insurance you should likely seek some independent financial advice - not advice from a life insurance agent who has a vested interest. A financial advisor can look at your total financial picture and let you know if this product makes sense for you.
For more information regarding life insurance check out the following pages: Life Insurance , Why do I need life insurance , How do I decide what I need , What types of life insure can I get , Permanent life insurance , Whole life insurance , Universal life insurance , Term life insurance , Other types of life insurance and don't forget to check out the How can I reduce life insurance costs page.