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Uninsured & Underinsured Drivers Fargo ND

Even though state and provincial governments require a certain minimum level of liability auto insurance some people will not have auto insurance. Some drivers may have allowed their auto insurance to lapse, others may have only the minimum and then they seriously injure you. If their auto insurance coverage does not pay your bills then what?

Farmers Insurance Group
(701) 235-6409
1815 S University Dr
Fargo, ND
 
Conzemius- Michael J
(701) 293-5464
1313 14th Ave S
Fargo, ND
 
Lykken- Dean W - State Farm Insurance Agent
(701) 280-2811
1202 23rd Street South
Fargo, ND
 
Stirling- Michael R - State Farm Insurance Agent
(701) 232-5585
7 10th Street North
Fargo, ND
 
Hanson- Theodore L
(701) 237-5877
657 4th Ave N
Fargo, ND
 
Bob Roesler Agency
(701) 271-6902
15 Broadway
Fargo, ND
 
Songstad- Lyle E - State Farm Insurance Agent
(701) 235-0123
1401 32nd Street Southwest
Fargo, ND
 
Vaaler Insurance
(701) 298-8200
3137 32nd Avenue South
Fargo, ND
 
American Family Insurance
(701) 237-3202
650 1st Avenue North
Fargo, ND
 
Konrad Darwin M Insurance
(701) 293-0011
3345 39th Street South
Fargo, ND
 

Uninsured & Underinsured Drivers

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Uninsured & Underinsured Auto Insurance

Uninsured auto insurance or underinsured auto insurance coverage is to protect you from others who either don't have or don't have enough liability auto insurance coverage .

Even though state and provincial governments require a certain minimum level of liability auto insurance some people will not have auto insurance. Some drivers may have allowed their auto insurance to lapse, others may have only the minimum and then they seriously injure you. If their auto insurance coverage does not pay your bills then what?

Or perhaps you've been hit by a 'hit and run' driver. If the driver is never found, who pays?

This uninsured auto insurance or underinsured auto insurance coverage comes into play when:

  1. You, a member of your family or a driver of your vehicle is hurt in a collision with an uninsured driver.
  2. You, a member of your family or a driver of your vehicle is hurt in a collision with a 'hit and run' driver.
  3. You are hurt and it's not your fault, but the other driver doesn't have enough auto insurance to pay for your total loss.
  4. You are hit by an uninsured or underinsured vehicle as a pedestrian.

If you have Uninsured auto insurance or underinsured auto insurance coverage your auto insurance will pick up your bills.

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