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Uninsured & Underinsured Drivers Ames IA

Even though state and provincial governments require a certain minimum level of liability auto insurance some people will not have auto insurance. Some drivers may have allowed their auto insurance to lapse, others may have only the minimum and then they seriously injure you. If their auto insurance coverage does not pay your bills then what?

Allstate Insurance-Marci Baldwin
(515) 232-0771
516 Lincoln Way #b
Ames, IA
 
Barney Russell G
(515) 232-8090
123 6th St
Ames, IA
 
Doyle- Mark S - State Farm Insurance Agent
(515) 232-8090
823 Wheeler Street Ste 8
Ames, IA
 
American Family Insurance
(515) 733-4719
619 Broad Street
Story City, IA
 
Riley- Eric L
(515) 433-0310
1332 S Marshall St
Boone, IA
 
Dobson- Meg E - State Farm Insurance Agent
(515) 232-3307
515 Grand Avenue Ste 104
Ames, IA
 
Shrum- William R - State Farm Insurance Agent
(515) 232-0030
118 Main Street
Ames, IA
 
Madsen- Gregory G
(515) 382-6539
616 J Ave
Nevada, IA
 
Geise- Brandon D
(515) 733-4366
617 Broad St
Story City, IA
 
Wigert- Douglas D - State Farm Insurance Agent
(515) 432-1215
816 Story Street
Boone, IA
 

Uninsured & Underinsured Drivers

Provided By: 

Uninsured & Underinsured Auto Insurance

Uninsured auto insurance or underinsured auto insurance coverage is to protect you from others who either don't have or don't have enough liability auto insurance coverage .

Even though state and provincial governments require a certain minimum level of liability auto insurance some people will not have auto insurance. Some drivers may have allowed their auto insurance to lapse, others may have only the minimum and then they seriously injure you. If their auto insurance coverage does not pay your bills then what?

Or perhaps you've been hit by a 'hit and run' driver. If the driver is never found, who pays?

This uninsured auto insurance or underinsured auto insurance coverage comes into play when:

  1. You, a member of your family or a driver of your vehicle is hurt in a collision with an uninsured driver.
  2. You, a member of your family or a driver of your vehicle is hurt in a collision with a 'hit and run' driver.
  3. You are hurt and it's not your fault, but the other driver doesn't have enough auto insurance to pay for your total loss.
  4. You are hit by an uninsured or underinsured vehicle as a pedestrian.

If you have Uninsured auto insurance or underinsured auto insurance coverage your auto insurance will pick up your bills.

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