Articles Editor's Blog Reader Mail

Travel Insurance - What You Need to Know Before Travelling Abroad Albany GA

If your health insurance already covers you for travelling abroad do not buy travel insurance. It's pretty much that simple. Having said that, there are times when you can make use of this product. If your current health insurance does not cover you when you travel abroad, you should be considering coverage.

Faircloth Insurance Agency
(229) 883-8581
2700 Ledo Rd
albany, GA
Alternate Phone Number
229-883-8581

C Jarvis Insurance Agency
(770) 205-5339
5750 McIntyre Way
Cumming , GA
 
Barwick and Roberts Insurance Agencies
(770) 498-8553
5295 HWY 78, Suite F22
Stone Mountain, GA
Alternate Phone Number
1-866-318-6709

Primerica
(229) 292-0816
614 north oak street
Valdosta , GA
Alternate Phone Number
229-292-0816
Services
Auto,Home,Term coverage

Campbell Insurance Services
(770) 889-2001
108 Colony Park Drive Suite 700
Cumming, GA
Alternate Phone Number
770-889-2001
Services
Home, Auto, Business, Life and Health

Professional Insurance & Financial Svcs
(770) 386-8177
310 North Tennessee St
Cartersville , GA
 
Greenway Insurance Agency
(478) 923-4211
1612 Watson Blvd
Warner Robins, GA
Alternate Phone Number
478-923-4213
Services
Insurance, Home, Auto, Life, Business, Workers Comp

COLUMBUS INSURANCE GROUP
(706) 562-0155
1224 PEACOCK AV.
COLUMBUS , GA
Alternate Phone Number
334-855-9821
Services
BUSINESS AND PERSONAL INSURANCE

Benefit Design Strategies
(404) 643-8272
275 Trillium Trace
Mt. Airy, GA
 
bankers life and casualty company
(706) 399-5212
4510 columbia rd bldg 14a
martinez, GA
Alternate Phone Number
706 737 2515
Services
life.health.medicare supplement plans.annuity.home health care.longterm care.call for appointment today.

Travel Insurance - What You Need to Know Before Travelling Abroad

Provided By: 

Travel Insurance

Travel insurance is basically a limited time health insurance specifically for when you are travelling.

Most people do not need this kind of insurance, although your travel agent will always try to sell it to you. Why? Because they make a good commission on the sale of this product.

If your health insurance already covers you for travelling abroad do not buy travel insurance. It's pretty much that simple. Having said that, there are times when you can make use of this product. If your current health insurance does not cover you when you travel abroad, you should be considering coverage.

Keep in mind that travel health insurance is a very expensive type of health insurance, and dollar for dollar, you can do better. You might even want to call your current health insurance company to see if they can provide you travel insurance at a better price than what is offered through your travel agent.

Why is travel health insurance a bad deal? In most cases, if you are covered by other health insurance any claim to your travel health insurance will be sent back and you will be referred to your primary health insurance FIRST. This is what happened to me - I bought travel insurance and then found out that they only pay what is not covered by my existing health insurance! The travel insurance didn't pay for my care abroad upfront - they only looked at a claim after the fact. Then I had the fun of trying to get my travel insurance company to recognize that there was a currency difference and get the right amount from them. Further, by the time I finally got my travel insurance claim (partially) paid by my own health insurance company, I was too frustrated to try to get the difference from the travel insurance. The difference was too small to warrant my time.

In my case, the travel insurance company won. They got their premium and they didn't have to pay.

So, when DO you buy travel insurance? In most cases, travel insurance is only warran...

Click here to read the rest of this article from Insurance Guide 101

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap