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Term Life Insurance Policy Guide Jacksonville NC

Life Insurance is particularly important if you are the sole breadwinner for your family. The loss of you and your income could devastate your family. Life insurance will ensure that if anything happens to you, your loved ones will be able to manage financially.

Mr. Richard L. Pugh (RFC®), CFP, MBA
(910) 455-6400
824 Gum Branch Rd., Suite I
Jacksonville, NC
Company
Pugh & Associates Inc.
Qualifications
Education: MA Business Administration
Years of Experience: 16
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Medicaid Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, Asset Protection, BuySell, Compensation Plans

Data Provided by:
Sharles Hayes
1920 Peale Terrace
Greensboro, NC
Company
Company: CLC Financial
Education
High Point University/ BS Degree/Business Economics
Years Experience
Years Experience: 9
Service
Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Annuities,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Life Insurance,Long-Term Health Care Planning,Business Succession

Data Provided by:
Mr. Raymond Wong (RFC®), PHD
(919) 928-0945
1829 E Franklin, Ste 600
Chapel Hill, NC
Company
Ameriprise Financial
Qualifications
Years of Experience: 16
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Retirement Planning, Tax Planning, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Education Plan, Compensation Plans

Data Provided by:
Mr. Dennis G. Stokley (RFC®), RHU
(910) 256-2350
5725 Oleander Dr. Suite F-1
Wilmington, NC
Company
Stokley Financial Group
Qualifications
Education: University of North Carolina at Chapel Hill. B.S in Industrial Relations and Psychology
Years of Experience: 22
Membership
IARFC
Services
Invoice, Estate Planning, Portfolio Management, Retirement Planning, Employee Benefits, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Auto Home Insurance, Education Plan, Healthcare Accounts, BuySell, LiabCover, Compensation Plans

Data Provided by:
George H. Bode (RFC®), CEP, CFA
(919) 846-2633
8202 Lloyd Allyns Way
Raleigh, NC
Company
George H. Bode & Associates, LLC
Qualifications
Education: BA
Years of Experience: 29
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Executive Compensation Planning, Retirement Planning, Medicaid Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, BuySell, Compensation Plans

Data Provided by:
Mr. Anthony W. March (RFC®), CEP, JD, MBA
(866) 962-1116
12324 Hampton Way Dr
Wake Forest, NC
Company
Wall Street Estate Planners
Qualifications
Education: Undergrad:University of North Carolina (Pembroke/School of Business)* Bachelor of Science Business Administration (focus Finance & Marketing). Graduate: Stafford University (UK)* MBA* JDMr. March holds the following designations and cert
Years of Experience: 14
Membership
IARFC, NICEP
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Family Offices, CommOptions, CD Banking, Annuities, Life Insurance, Group Insurance, Business Coach, Charitable Planning, Charitable Foundations, Asset Protection, BuySell, Compensation Plans

Data Provided by:
Mr. Peter J. DArruda (RFC®), CSA
(919) 657-4201
1135 Kildaire Farm Rd Ste 200
Cary, NC
Company
Capital Financial Advisory Group, LLC
Qualifications
Education: UNC-Chapel Hill
Years of Experience: 19
Membership
IARFC, MDRT, NAIFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Family Offices, Stocks and Bonds, Mutual Funds, CommOptions, Collectable Coins , Precious Metals, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Business Coach, Charitable Planning, Education Plan, Charitable Foundations, Asset Protection, BuySell, C

Data Provided by:
Mr. Ira Starr (RFC®), LUTCF
(828) 628-3461
56 Whitaker Circle
Fairview, NC
Company
Starr and Associates
Qualifications
Education: BS
Years of Experience: 26
Membership
IARFC
Services
Invoice, Estate Planning, Pension Planning, personal Coach, Retirement Planning, Tax Planning, Seminars Work, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, BuySell, Compensation Plans

Data Provided by:
Mr. James M. Robinson (RFC®), CSA
(704) 786-6282
5721A Monticello Dr
Concord, NC
Company
Retirement Asset Solutions, LLC
Qualifications
Education: College of William and Mary-BA-PsychologyEast Carolina Univ-Mid- East Area StubiesUS Army War College
Years of Experience: 10
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Retirement Planning, Seminars Work, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Long Term Care Insurance, Business Coach, Asset Protection, Compensation Plans

Data Provided by:
Guiseppi Morabito, CRPS
3737 Glenwood Avenue, Suite 100
Raleigh, NC
Company
Company: J.P. Turner & Company Capital Management, LLC
Type
Investment Advisor Rep: Yes
Service
Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Financial Planning Engagements,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Life Insurance,Inv

Data Provided by:
Data Provided by:

Term Life Insurance Policy Guide

Provided By: 

Life Insurance

Life insurance is a critical part of your long term financial planning. Every person with dependents should have life insurance.

Life Insurance is particularly important if you are the sole breadwinner for your family. The loss of you and your income could devastate your family. Life insurance will ensure that if anything happens to you, your loved ones will be able to manage financially.

But don't ignore life insurance if you are the 'stay-at-home' spouse. Your value to the family will include child care and many other functions which will potentially become 'paid' functions if you are gone.

While called "life insurance," what you are being insured against is your death. The benefit (in most life insurance policies) will only be paid out if you die. Some life insurance policies accumulate a cash value - and this would be the only exception in which you could receive a 'benefit' from a life insurance policy without dying. However, the cash value is many times less than the death benefit, and life insurance is (in fact) a savings plan and insurance rolled into one.

Many life insurance policies carry restrictions around the circumstances of your death. Usually if you commit suicide your loved ones will not receive any death benefit's (This is one area where "cashing in your chips" won't leave you with a big bank roll).

For more information regarding life insurance check out the following pages: Life Insurance , Why do I need life insurance ,...

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