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Switching Car Insurance Companies Kalispell MT

Why would you shop around if you were happy with your insurance company? Well, the fact of the matter is that exactly the same coverage can cost you widely different amounts, depending on your insurance company.

Allstate Auto Insurance
(888) 355-7971
1103 S Main St
Kalispell, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
913 WISCONSIN AVE STE 101
Whitefish, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Life Investors Insurance
(406) 752-8576
750 North Meridian Road
Kalispell, MT
 
State Farm Insurance Compani
(406) 752-3616
1108 South Main Street Suite 3
Kalispell, MT
 
Blue Cross Blue Shield of Montana - HMO Montana
(406) 752-6367
240 West Idaho Street
Kalispell, MT
 
Allstate Auto Insurance
(888) 355-7971
110 Nucleus Ave Ste F
Columbia Falls, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Jan O'Brien Insurance Agcy Inc - State Farm Insurance Agent
(406) 257-7714
278 5th Avenue West North
Kalispell, MT
 
Colin C Andrews Ins Agency Inc - State Farm Insurance Agent
(406) 752-2116
445 Main Street
Kalispell, MT
 
Hometown Insurance Agency
(406) 755-5186
270 2nd Ave W.N.
Kalispell, MT
 
Tinseth & Associates Inc
(406) 752-8576
750 North Meridian Road
Kalispell, MT
 

Switching Car Insurance Companies

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Switching Car Insurance Companies

Have you discovered a better deal? Are you unhappy with your present insurer? Maybe you've been thinking about changing insurance companies for a while. It's never been easier to find out if you are getting the right insurance at the right price. You can get quotes online with some companies 24 hours a day. Many other companies have toll free information lines where you can find out more. You can even talk to your states Department of Insurance for information on getting the right insurance.

So, why would you shop around if you were happy with your insurance company? Well, the fact of the matter is that exactly the same coverage can cost you widely different amounts, depending on your insurance company. How does this happen? Well, reasons vary, but a common one is that a particular insurance company may have experienced higher than expected claim rates for a particular coverage group. A coverage group is a group of clients who all share similar characteristics like age, number of accidents or type of vehicle. If this happens, better overall pricing and discounts could be available on the same policy at another insurer, who hasn't had the same spike in claims.

While it may seem intimidating, once you decide on a new insurer, switching companies is easy to do.

First, you'll have to cancel your existing policy. Usually, this will need to be done in writing. Be sure to specify the date when you want the insurance cancelled. You will have to have your new policy in force for this same date. In some states, your new insurance agent must notify your previous agent of the change. You may even have to send back the actual printed policy, depending on your insurance company. Regardless of any other details, your insurance company should send you a cancellation request form for you to sign and return. If you do not receive such a form, you should contact the company or your previous agent, to find out the status of your cancellation. Always be sure that your old policy has been properly cancelled; otherwise, your insurance company may terminate your coverage for lack of payment and this could adversely affect your credit rating.

Ideally, the best time to switch your coverage is just before your current policy comes up for renewal. In this way, you don't pay any penalty for cancelling. Most insurers will not refund the total amount of your premium if you cancel early. How can you be sure to switch at the right time?...

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