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Switching Car Insurance Companies Cabot AR

Why would you shop around if you were happy with your insurance company? Well, the fact of the matter is that exactly the same coverage can cost you widely different amounts, depending on your insurance company.

Allstate Auto Insurance
(888) 355-7971
200 W Main St
Cabot, AR
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
46 Commercial St
Cabot, AR
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
3508 John F Kennedy Blvd
North Little Rock, AR
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Hankins- Bradley R - State Farm Insurance Agent
(501) 843-1131
1200 South Pine Street
Cabot, AR
 
Allstate Insurance - John Cunningham
(501) 843-7606
46 Commercial Street
Cabot, AR
 
Allstate Auto Insurance
(888) 355-7971
2798 S 2nd St Ste A
Cabot, AR
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
190 Brock Rd
Beebe, AR
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
3807 McCain Park Dr
North Little Rock, AR
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance
(501) 605-9023
808 Spring Valley Road
Cabot, AR
 
Shelter Insurance- Agent- Foster Lawrence
(501) 941-2200
3065 Hghwy 375 S Suite 1
Cabot, AR
 

Switching Car Insurance Companies

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Switching Car Insurance Companies

Have you discovered a better deal? Are you unhappy with your present insurer? Maybe you've been thinking about changing insurance companies for a while. It's never been easier to find out if you are getting the right insurance at the right price. You can get quotes online with some companies 24 hours a day. Many other companies have toll free information lines where you can find out more. You can even talk to your states Department of Insurance for information on getting the right insurance.

So, why would you shop around if you were happy with your insurance company? Well, the fact of the matter is that exactly the same coverage can cost you widely different amounts, depending on your insurance company. How does this happen? Well, reasons vary, but a common one is that a particular insurance company may have experienced higher than expected claim rates for a particular coverage group. A coverage group is a group of clients who all share similar characteristics like age, number of accidents or type of vehicle. If this happens, better overall pricing and discounts could be available on the same policy at another insurer, who hasn't had the same spike in claims.

While it may seem intimidating, once you decide on a new insurer, switching companies is easy to do.

First, you'll have to cancel your existing policy. Usually, this will need to be done in writing. Be sure to specify the date when you want the insurance cancelled. You will have to have your new policy in force for this same date. In some states, your new insurance agent must notify your previous agent of the change. You may even have to send back the actual printed policy, depending on your insurance company. Regardless of any other details, your insurance company should send you a cancellation request form for you to sign and return. If you do not receive such a form, you should contact the company or your previous agent, to find out the status of your cancellation. Always be sure that your old policy has been properly cancelled; otherwise, your insurance company may terminate your coverage for lack of payment and this could adversely affect your credit rating.

Ideally, the best time to switch your coverage is just before your current policy comes up for renewal. In this way, you don't pay any penalty for cancelling. Most insurers will not refund the total amount of your premium if you cancel early. How can you be sure to switch at the right time?...

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