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Small Business Health Insurance - Coverage for Your Employees Winder GA

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Advantage Insurance Agency
(706) 543-1004
3724 Atlanta Hwy Ste 4
Athens, GA
 
Bond Insurance Agency
(706) 353-8766
400 Hawthorne Ln Ste A
Athens, GA
 
Twist Roy & Associates
(706) 353-8136
1171 Tangle Dr
Athens, GA
 
Dempsey Insurance Agency
(706) 295-0000
105 E 5th Ave
Rome, GA
 
Global Insurance Group, LLC
(770) 783-1140
3939 E. LaVista Rd
Tucker, GA
 
Chasteen Insurance Agency
(706) 549-2774
190 Hawthorne Park Ste B
Athens, GA
 
Josh Melton Agency DBA ALFA Insurance
(706) 208-1301
3706 Atlanta Hwy
Athens, GA
 
Boswell Realty & Appraisal
(706) 546-8100
788 Prince Ave
Athens, GA
 
State Farm Insurance Companies
(478) 275-1211
Shamrock Shopping Ctr
Dublin, GA
 
Al Hatcher State Farm Insurance
(229) 436-3946
2801 Old Dawson Rd Ste 150
Albany, GA
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Georgia State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/drug abuse treatment, ambulatory surgery centers, athletic trainer, autism, bone marrow transplant, bone mass measurement, breast reconstruction, cervical cancer/HPV screening, chiropractor, chlamydia screening, clinical trial (cancer), colorectal cancer screening, contraceptives, dental anesthesia, dependent coverage (including newborns, adopted children, dependent student/adult, disabled dependent adults, diabetes (self-manangement and supplies), emergency room service, first nurse assistant, habilitative service for congential or genetic defects, hearing aids for minors, heart transplant, in vitro fertilization, mammography, mastectomy (including minimum stay), maternity (including minimum stay), mental health, morbid obesity treatment, off-label drug use, optometrist, ovarian cancer screening, prostate cancer screening, psychologist, TMJ disorder, vision care service, well child care

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