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Small Business Health Insurance - Coverage for Your Employees Washington DC

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

District of Columbia Insurance Federation
(202) 797-0757
P.O. Box 34757
Washington, DC
 
Answer Title & Escrow LLC
(202) 204-0600
10 G St., NE
Washington, DC
 
Davis Planning Associates, Inc
(202) 429-9393
1625 K St., NW
Washington, DC
 
Data recovery software
001-980-0000-000
co-street
State, WA
Alternate Phone Number
001-980-0000-000

Guardian Property & Casualty Company, Inc
(202) 204-8700
202-204-8700
Washington, DC
 
The McLaughlin Company
(202) 293-5566
1725 DeSales St., NW
Washington, DC
 
Alliance Insurance Services Inc
(202) 638-1010
1660 L St., NW #308
Washington, DC
 
Chubb & Son, Inc.
(202) 822-3200
1920 L Street, NW Suite 700
Washington, DC
 
Bar code label software
(980) 000-0000
co-street
City, FL
 
Marsh USA Inc.
(202) 263-7600
1255-23rd Street, NW
Washington, DC
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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