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Small Business Health Insurance - Coverage for Your Employees Sparks NV

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Advanced Insurance Consulting
(775) 786-3331
890 Mill St Ste 101
Reno, NV
 
McKinnon Hortencia Insurance
(775) 329-6656
708 N Center St
Reno, NV
 
State Farm Insurance Companies
(775) 327-4800
11331 S Virginia St
Carson City, NV
 
AIM Associated Insurance Managers
(775) 827-1400
7025 Longley Ln Ste 60
Carson City, NV
 
Larry Hunt Insurance
(775) 851-3370
7111 S Virginia St Ste A18
Carson City, NV
 
Farmers Insurance-Agent Marvin S. Otzoy
(775) 337-2323
3100 Mill Street Suite 200
Reno, NV
 
Wells Fargo Insurance Services of Nevada
(775) 448-5700
6900 S Mccarran Blvd Ste 2050
Reno, NV
 
Hunt Larry Insurance LLC
(775) 851-3370
7111 S Virginia St Ste A18
Reno, NV
 
Comstock Insurance Agencies Inc
(775) 853-9424
9424 Double R Blvd
Carson City, NV
 
Western Appraisers & Adjusters
(775) 849-9200
2375 Lake Shore Dr
Carson City, NV
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Nevada State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: acupuncturist, alcohol/substance abuse, ambulance transportation and services, autism, breast reconstruction, cervical cancer/HPV screening, chiropractor, clinical trial (cancer), colorectal cancer screening, contraceptives, dental anesthesia, dentist, dependent coverage (including newborns, adopted children, disabled dependent adults, domestic partner and civil union), diabetes (self-management and supplies), emergency room service, family therapist, first nurse assistant, home health care, hospice care, HPV vaccine, hormone replacement therapy, mammography, marriage therapist, maternity minimum stay, mental health, nurse (including midwife, anesthetist, practitioner, psychiatric), off-label drug use, PKU/metabolic disorder, prostate cancer screening, psychologist, social worker, TMJ disorder

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