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Small Business Health Insurance - Coverage for Your Employees South Burlington VT

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Freeman Marcus Jewelers
(802) 773-2792
76 Merchants Row
Rutland, VT
 
Soto Ernest C Ins Agcy Inc
(802) 747-7283
129 Woodstock Ave
Rutland, VT
 
Bullard Michael
(336) 227-2796
1029 S Church St Ste 1
Burlington, VT
 
Allstate Insurance Bill Vien Agency
(802) 775-2587
240 S Main St
Rutland, VT
 
Allstate
(802) 775-2587
240 S Main St
Rutland, VT
 
DeCandio, Ken - State Farm Insurance Agent
(802) 747-7975
56 Allen Street
Rutland, VT
 
Steere Agency
(802) 775-2746
607 Us Route 4 E
Rutland, VT
 
Perkins Insurance Agency Inc
(802) 775-7663
124 N Main St
Rutland, VT
 
Bouldin Jennifer
(336) 227-6522
1910 Maple Ave Ste A
Burlington, VT
 
Nationwide
(802) 775-2746
607 Us Route 4 E
Rutland, VT
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Vermont State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: AIDS/HIV testing/vaccine, alcohol/substance abuse, Alzheimer's, ambulatory surgery, anti-psychotic drugs, athletic trainer, chemotherapy, chiropractor, cleft lip and palate, clinical trial (cancer), colorectal cancer screeing, congenital bleeding disorder, contraceptives, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, dependent students/adults, disabled dependent adults, domestic partners, civil unions), diabetes self-management and supplies, emergency room service, home health care, long term care, mammography, maternity (including minimum stay), mental health, midwife services and home births, naturopath, off-label drug use, oral surgeon, orthotics, PKU/metabolic disorder, prescription drugs (including inhalent), prosthetics, prostate cancer screening, reconstructive surgery, TMJ disorder

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