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Small Business Health Insurance - Coverage for Your Employees Moscow ID

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

American Insurance
(208) 882-8544
203 E 3rd St
Moscow, ID
 
State Farm Insurance
(208) 882-3431
116 W C St
Moscow, ID
 
Farmers Insurance
(208) 882-1920
108 Short St
Moscow, ID
 
AIA Insurance
(208) 882-4547
111 N Washington St Ste 1
Moscow, ID
 
Farmers Insurance-The March Group
(208) 287-3087
731 N 15th St
Boise, ID
 
Allstate Insurance Companies
(208) 882-8782
1420 S Blaine St Ste 7
Moscow, ID
 
Kuespert Insurance Agency
(208) 882-0610
111 S Washington St
Moscow, ID
 
Papineau insurance Agency
(208) 882-2814
207 S Main St
Moscow, ID
 
Belieu Nadine
(208) 882-8000
117 W D St
Moscow, ID
 
GuideOne Insurance Doug Bacon
(208) 664-6000
950 W Ironwood Dr Ste 6
Coeur D Alene, ID
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Idaho State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: audiologist , breast reconstruction , cleft lip and palate , dependent coverage (including newborns, adopted children, dependent/student adults, disabled dependent adults) , emergency room service , facility (public or other) , mammography , maternity minimum stay , mental health , speech therapist

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