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Small Business Health Insurance - Coverage for Your Employees Manning SC

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Citizens Insurance Agency
(864) 226-0354
1924 Pearman Dairy Rd
Anderson, SC
 
Hodge Ethridge Insurance Agency
(843) 665-7992
1506 2nd Loop Rd
Florence, SC
 
Allstate Insurance Companies
(843) 664-0033
102 Sebrell St
Florence, SC
 
Haskell Ron Insurance Agency
(864) 226-6043
804 N Main St
Anderson, SC
 
Verizon Business For Allstate Insurance
(864) 585-1323
1477 Asheville Hwy
Spartanburg, SC
 
Seacoast Insurance
(843) 681-4340
88a Main St
Hilton Head Island, SC
 
Wiley Insurance Services
(803) 323-1683
1729 Celanese Rd
Rock Hill, SC
 
First Southeast Insurance Services Inc
(843) 662-3241
238 S Coit St
Florence, SC
 
Hoylen Billy Insurance Agency Inc
(843) 665-2196
305 2nd Loop Rd
Florence, SC
 
Business Management Consultants
(843) 763-8630
1529 Sam Rittenberg Blvd
Charleston, SC
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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South Carolina State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/substance abuse, audiologist, autism, bone mass measurement, breast reconstruction, cervical cancer/HPV screening, chiropractor, cleft lip and palate, dependent coverage (including newborns, adopted children, disabled dependent adults), diabetic supplies, emergency room service, mammography, mastectomy (including minimum stay), maternity minimum stay, mental health, off-label drug use, optometrist, podiatrist, prostate cancer screening, psychologist, social worker, speech therapist

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