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Small Business Health Insurance - Coverage for Your Employees Manhattan KS

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Swinney, Debbie - State Farm Insurance Agent
(913) 782-3289
2099 E 151st Street
Olathe, KS
 
Jefferson County Insurance & Financial Services Inc.
(785) 863-2261
59 & 92 Hwy
Lawrence, KS
 
Farm Bureau Financial Services
(785) 841-1122
2201 W 25th St Ste S
Lawrence, KS
 
Bauman-Williams, Kolleen - State Farm Insurance Agent
(913) 764-2503
1990 E. Santa Fe
Olathe, KS
 
McIver Insurance LLC
(316) 944-3550
6331 W Maple St
Wichita, KS
 
Fee Insurance Group Inc
(785) 822-0848
114 W Walnut St
Salina, KS
 
Hale, Kaleb - State Farm Insurance Agent
(913) 764-1870
525 N Mur-Len Road
Olathe, KS
 
Crop Insurance Research Bureau Inc
(913) 338-0470
10800 Farley St
Overland Park, KS
 
State Farm Insurance
(785) 843-1292
2400 Iowa St
Lawrence, KS
 
Farm Bureau Financial Services
(785) 309-0089
328 N Ohio St
Salina, KS
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Kansas State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/drug abuse treatment, anti-psychotic drugs, attention deficit disorder, autism, bone mass measurement, breast reconstruction, cervical cancer/HPV screening, chiropractor, dental anesthesia, dentist, dependent coverage (including newborns, adopted children), diabetes (self-management and supplies), emergency room service, licensed health professional, mammography, mastectomy (including minimum stay), maternity (including minimum stay), mental health, nurse (anesthetist and practitioner), off-label drug use, optometrist, oral surgeon, osteopath (D.O.), pain management specialist, pharmacist, physical therapist, podiatrist, prostate cancer screening, psychologist, psychotropic drugs, social worker, well child care

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