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Small Business Health Insurance - Coverage for Your Employees Lincoln NE

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Insurance & Business Services
(402) 489-9432
105 Wedgewood Dr Ste 3
Lincoln, NE
 
AMS Insurance Center
(402) 476-3599
120 S 29th Street
Lincoln, NE
 
Independent Insurance Agents
(402) 476-2951
8231 Northwoods Dr
Lincoln, NE
 
Mid-Alliance Insurance Associates LLC
(402) 421-7800
5600 S 48th St Ste 114
Lincoln, NE
 
Berg, Geri - State Farm Insurance Agent
(402) 379-2014
1217 Norfolk Avenue
Norfolk, NE
 
Nebraska Insurance Federation
(402) 476-3377
635 S 14th St Ste 300
Lincoln, NE
 
Inspro Insurance
(402) 483-4500
1919 S 40th St Ste 104
Lincoln, NE
 
Fisher, Kelly Insurance
(402) 421-8562
5600 s 48th suite 106A
Lincoln, NE
 
Huck, Amy - State Farm Insurance Agent
(402) 682-9334
11533 South 36th Street
Bellevue, NE
 
American Family Insurance - Jason Busch
(402) 371-3383
1101 Riverside Blvd
Norfolk, NE
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Nebraska State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/substance abuse, ambulatory surgery centers, breast reconstruction, cancer pain medication therapies, cleft lip and palate, colorectal cancer screening, dental anesthesia, dependent coverage (including newborns, adopted children, grandchildren, dependent student/adult, disabled dependent adults, domestic partner and civil union), diabetes (self-management and supplies), emergency room service, facility (public or other), mammography, mastectomy, maternity minimum stay, mental health, newborn hearing screening, newborn sickle cell anemia testing, off-label drug use, TMJ disorder, well child care, chiropractor, dentist, optometrist, osteopath (D.O.), podiatrist, psychologist

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