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Small Business Health Insurance - Coverage for Your Employees Greenville MS

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

State Farm Mutual ins Co
(662) 226-4432
316 Highway 8 E
Grenada, MS
 
Insurance Associates Of Lamar County
(601) 268-8882
4 Willow Bend Dr Ste 1a
Hattiesburg, MS
 
Insurance Services Inc
(662) 842-1421
109 Hancock Dr
Tupelo, MS
 
Bancorpsouth
(228) 374-2000
2136 Porter Ave
Biloxi, MS
 
State Farm Insurance
(601) 271-6596
6555 U S Highway 98 Ste 22c
Hattiesburg, MS
 
Allstate Insurance Companies
(662) 844-4363
361 S Gloster St
Tupelo, MS
 
McHan, Vernon - State Farm Insurance Agent
(228) 388-7223
1956 Pass Road
Biloxi, MS
 
Shelter Insurance
(662) 234-8118
1295 N Lamar Blvd Ste C
Oxford, MS
 
ALFA Insurance
(601) 371-7894
4611 Terry Rd Ste F
Jackson, MS
 
Al Pleasants Insurance Services
(662) 680-4803
1308 Michael Cir
Tupelo, MS
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Mississippi State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol and substance abuse treatment, ambulance transportation and services, breast reconstruction, dental anesthesia, dentist, dependent coverage (including newborns, adopted children, disabled dependent adults), diabetes (self-management and supplies), facility (public or other), family therapist, mammography, marriage therapist, maternity minimum stay, mental health, nurse (midwife, anesthetist, practitioner, psychiatric), off-label drug use, optometrist, professional counselor, psychologist, social worker, TMJ disorder, well child care

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