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Small Business Health Insurance - Coverage for Your Employees Gilbert AZ

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Farm Bureau Financial Services
(480) 635-3860
325 S Higley Rd Ste 100
Gilbert, AZ
 
Cain Wes
(480) 926-4582
231 N Gilbert Rd
Gilbert, AZ
 
Farmers Insurance Group
(480) 507-5577
609 S Gilbert Rd
Gilbert, AZ
 
Preus Seth Insurance And Financial SVCS Inc
(480) 838-3600
4100 S Lindsay Rd Ste 105
Gilbert, AZ
 
Farmers Insurance Group
(480) 926-0000
1012 E Garnet Ave
Mesa, AZ
 
Allstate
(480) 926-2056
1140 N Gilbert Rd Ste 110
Gilbert, AZ
 
Allstate Insurance Companies
(480) 507-3463
428 S Gilbert Rd
Gilbert, AZ
 
American Family Insurance
(480) 497-1688
15 E Guadalupe Rd
Gilbert, AZ
 
State Farm Insurance
(480) 505-6255
8490 S Power Rd
Gilbert, AZ
 
Wilson Insurance Inc
(480) 964-2400
3950 E Broadway Rd
Mesa, AZ
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Arizona State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol and drug abuse treatment , ambulatory surgery centers , ambulance transportation and services , autism , breast reconstruction , chiropractor , clinical trial (cancer) , contraceptives , dentist , dependent coverage (including newborns, adopted children, disabled dependent adults) , diabetic supplies , emergency room service , home health care , mammography , mastectomy (including minimum stay) , maternity minimum stay , mental health , nurse anesthetist , nurse practitioner , optometrist , oral surgeon , osteopath (D.O.) , PKU/metabolic disorder , podiatrist , psychiatric nurse , psychologist , reconstructive surgery

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