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Small Business Health Insurance - Coverage for Your Employees Franklin OH

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Napoles Insurance Services, LLC - Nationwide Insurance
(937) 291-5400
2193 Miamisburg-Centerville Rd
Centerville, OH
Alternate Phone Number
937-416-5159
Services
All lines of Business

Carney's Feed Mill Inc.
(513) 625-7755
5284 Edman Road
Batavia, OH

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Bob Allen Insurance Agency Inc
(440) 933-5223
33399 Walker Rd Ste B
Avon Lake, OH
 
Stasek Thomas M
(216) 524-4840
7543 Broadview Rd
Cleveland, OH
 
Bernie Heinl Insurance
(419) 841-9036
7110 W Central Ave
Toledo, OH
 
Donald Waterbury
3663 Ebenezer Rd
Cincinnati, OH
Service
Wealth Engineering,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Portfolio Engineering,High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Wealth Management,Medicaid,Life Ins

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Fuller & Sons ins Agcy
(419) 866-8796
5660 Southwyck Blvd Ste 200
Toledo, OH
 
State Farm Insurance
(440) 933-6215
702 Avon Belden Rd
Avon Lake, OH
 
Aai Masters Insurance Group
(614) 854-2566
5525 Parkcenter Cir
Dublin, OH
 
Allstate Insurance
(614) 889-0900
48 S High St Ste B
Dublin, OH
 
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Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Ohio State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/substance abuse, breast reconstruction, cervical cancer/HPV screening, chiropractor, clinical trial (cancer), dentist, denturist, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, disabled dependent adults), emergency room service, mammography, maternity minimum stay, mental health, newborn hearing screening, nurse midwife, off-label drug use, optometrist, osteopath (D.O.), podiarist, professional counselor, psychiatric nurse, psychologist, well child care

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