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Small Business Health Insurance - Coverage for Your Employees Durant OK

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Bowden's Insurance Agency
(580) 351-0000
1126 Nw Cache Rd
Lawton, OK
 
Hopkins Carl Insurance Agency Inc
(405) 340-5444
2500 S Broadway
Edmond, OK
 
Insurance Group Of Tulsa
(918) 394-2727
2727 E 21st St Ste 307
Tulsa, OK
 
Best Insurance
(918) 234-0022
2001 S Garnett-Ste D
Tulsa, OK
 
Elliott Jennifer
(405) 372-9100
913 S Main St
Stillwater, OK
 
LeBlanc Family Insurance LLC
(405) 341-1330
748 N Santa Fe Ave
Edmond, OK
 
United Insurance Agency LLC
(405) 872-5500
106 E Main St
Norman, OK
 
Allstate Insurance Companies
(405) 707-0442
602 W 6th Ave
Stillwater, OK
 
Eick Charles
(405) 377-4344
213 S Perkins Rd
Stillwater, OK
 
Family & Business Insurance Agency
(580) 351-9911
1108 Nw Andrews Ave
Lawton, OK
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Oklahoma State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: AIDS/HIV testing/vaccine , ambulatory surgery centers , ambulance transportation and services , audiologist , bone mass measurement , breast reconstruction , cervical cancer/HPV screening , chiropractor , colorectal cancer screening , contraceptives , dental anesthesia , dentist , dependent coverage (including newborns, adopted children) , diabetes (self-management and supplies) , emergency room service , hair prothesis , hearing aids for minors , mammography , mastectomy (including minimum stay) , maternity (including minimum stay) , mental health , newborn sickle cell anemia testing , nurse midwife , off-label drug use , optometrist , osteopath (D.O.) , PKU/metabolic disorder , podiatrist , prostate cancer screening , psychologist , speech therapist , well child care

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