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Small Business Health Insurance - Coverage for Your Employees Concord NH

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Allstate Insurance Companies
(603) 224-7444
239 Loudon Rd Ste 5
Concord, NH
 
Kahlan Insurance
(603) 224-9751
248 S Main St
Concord, NH
 
Able Insurance Agency
(603) 225-6677
130 Broadway
Concord, NH
 
Soucy Daniel
(603) 577-9531
491 Amherst St
Nashua, NH
 
Kahlan Insurance
(603) 224-9751
248 S Main St
Concord, NH
 
Davis & Towle Insurance Group
(603) 225-6611
115 Airport Rd
Concord, NH
 
Eames Insurance Services
(603) 225-3633
78 Airport Rd
Concord, NH
 
Davis & Towle Insurance Group
(603) 225-6611
115 Airport Rd
Concord, NH
 
Richards Group
(603) 357-4542
160 Emerald St Ste 207
Keene, NH
 
Bergeron Agency
(603) 881-7708
361 Main St
Nashua, NH
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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New Hampshire State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/substance abuse, ambulance payments, autism, birthing center/midwife, bone marrow testing and transplant, breast reconstruction, chiropractor, clinical trial (cancer), contraceptives, dental anesthesia, dependent coverage (including newborns, adopted children, grandchildren, dependent student/adult, disabled dependent adults, domestic partner and civil union), developmental disability, diabetic supplies, early intervention service, emergency room service, family therapist, hair prosthesis, mammography, marriage therapist, maternity (including minimum stay), mental health, morbid obesity treatment, nurse practitioner, off-label drug use, optometrist, orthotics, osteopath (D.O.), pastoral counselor, PKU/metabolic disorder, podiatrist, professional counselor, prosthetics, psychologist, reconstructive surgery, residential crisis service, social worker, telemedicine

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