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Small Business Health Insurance - Coverage for Your Employees Columbia City IN

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

True North Strategic Advisors LLC
(260) 420-5050
347 W Berry St
Fort Wayne, IN
 
Berner & Company Inc
(260) 637-1948
10538 Coldwater Rd
Fort Wayne, IN
 
American Income Life
(260) 486-7246
6605 E State Blvd
Fort Wayne, IN
 
Physicians Service Bureau Inc
(812) 234-4642
2901 Ohio Blvd
Terre Haute, IN
 
Roberts, Tom - State Farm Insurance Agent
(812) 234-4500
1725 N 3rd Street
Terre Haute, IN
 
Primerica Financial Serv
(260) 497-8300
613 Airprt Ofc Park Dr N
Fort Wayne, IN
 
Tri-State Business Group On Health
(812) 424-9276
112 Nw Martin Luther King Jr Blvd
Evansville, IN
 
Farm Bureau Insurance
(812) 446-2521
101 S Sherfey St
Brazil, IN
 
Crapo Insurance Agency Inc
(812) 478-3100
1801 S 3rd Street
Terre Haute, IN
 
True North Strategic Advisors LLC
(260) 420-5050
347 W Berry St
Fort Wayne, IN
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Indiana State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: AIDS/HIV testing/vaccine, alcoholism/substance abuse, autism, breast reconstruction, cleft lip and palate, clinical trial (cancer), chiropractor, colorectal cancer screening, dental anesthesia, dependent coverage (including newborns, adopted children, dependent/student adults, disabled dependent adults), diabetes (self-management and supplies), early intervention, emergency room service, licensed health professional, mammography, mastectomy, maternity minium stay, mental health, morbid obesity treatment, newborn hearing screening, nurse anesthetist, off-label drug use, oral surgeon, orthotics, physical medicine and rehabilitative services, prosthetics, PKU/metabolic disorder, prostate cancer screening, psychologist, second surgical opinion

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