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Small Business Health Insurance - Coverage for Your Employees Cave Creek AZ

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

A Better Choice Insurance Services
(623) 582-8822
21644 N 9th Ave Ste 105
Phoenix, AZ
 
American Trust Insurance
(602) 882-2587
7134 W. Planada
Glendale, AZ
 
American Family Ins. - Sonya C. Baca
(623) 251-1510
350 E. Bell Rd. Ste. 201
Phoenix, AZ
 
American General Life Insurance Company
(623) 337-0756
8361 E Gelding Dr
Scottsdale, AZ
 
Cornerstone Financial Services
(623) 332-3714
7575 E. Redfield Road #213
Scottsdale, AZ
 
Colonial Life
(623) 878-0208
17797 N. Perimeter Dr. #d-101
Scottsdale, AZ
 
The Horton Group
(480) 308-4725
15825 N. 71st St. #205
Scottsdale, AZ
 
American Family Ins. - Sonya
(623) 251-1510
350 E. Bell Rd. Ste
Phoenix, AZ
 
John White
(480) 624-2599
15111 N. Hayden Rd
Scottsdale, AZ
 
American General Life
(623) 337-0756
8361 E Gelding
Scottsdale, AZ
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Arizona State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol and drug abuse treatment , ambulatory surgery centers , ambulance transportation and services , autism , breast reconstruction , chiropractor , clinical trial (cancer) , contraceptives , dentist , dependent coverage (including newborns, adopted children, disabled dependent adults) , diabetic supplies , emergency room service , home health care , mammography , mastectomy (including minimum stay) , maternity minimum stay , mental health , nurse anesthetist , nurse practitioner , optometrist , oral surgeon , osteopath (D.O.) , PKU/metabolic disorder , podiatrist , psychiatric nurse , psychologist , reconstructive surgery

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