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Small Business Health Insurance - Coverage for Your Employees Carbondale IL

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Timothy Frisby
210 W. 22nd St. Suite 137
Oak Brook, IL
Company
Title: Principal
Company: WealthCare Consultants
Type
Registered Investor: Yes
Education
Marquette BS
Years Experience
Years Experience: 20
Service
Retirement Planning,Long-Term Health Care Planning,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Fee-Only Comprehensive Financial Planning,Captive Insurance,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Annuities,Alternative Asset Class Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee Only Portfolio Management,Wealth Engineering,401k Rollover From Employer,Inc

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American Family Insurance - Seng Sophanavong
(309) 699-0840
130 Eastgate Drive
Washington, IL
 
Aig Valic
(312) 214-8870
230 W Monroe St
Chicago, IL
 
Shelter Insurance Shelly Smith
(217) 864-6600
2932 S Mount Zion Rd
Decatur, IL
 
Bonomo Jason
(815) 636-1500
2641 N Mulford Rd
Rockford, IL
 
Robert Pivar
9 Foxtail Lane
Riverwoods, IL
Company
Company: PIVAR FINANCIL SERVICES
Type
Registered Investor: Yes
Education
University Of Wisconsin
BS L & S
Years Experience
Years Experience: 50+
Service
Hourly Financial Planning Engagements,Portfolio Engineering,High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Captive Insurance,Life Settlements,401k Rollover From Employer,Income for Life/ Preserve Principal,We

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426 Incorporated
(312) 334-9100
955 W Fulton Market
Chicago, IL
 
Country Companies Claims
(309) 686-7056
1716 N University St Ste 2
East Peoria, IL
 
Point of Sale
(800) 995-1341
Empire Safety & Supply Co.
Roseville, IL
Alternate Phone Number
800-995-1341

Chicago Title Insurance Company
(815) 455-1570
2720 Hassert Blvd Ste 302
Naperville, IL
 
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Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Illinois State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: AIDS/HIV Testing , alcohol/substance abuse treatment , audiologist , autism , bone mass measurement , breast reconstruction , cancer clinical trial , cancer pain medication therapies , cervical cancer/HPV screening , chiropractor , colorectal cancer screening , contraceptives , dental anesthesia , dependent coverage (including newborns, adopted children, dependent/student adults, disabled dependent adults) , diabetes (self-management and supplies) , emergency room service , family therapist , habilitative service for congenital or genetic defect , HPV Vaccine , infertility services , in vitro fertilization , mammography , marriage therapist , mastectomy (including minimum stay) , maternity minimum stay , mental health , morbid obesity treatment , off-label drug use , orthotics , osteopath (D.O.) , ovarian cancer screening , podiatrist , prescription inhalant , professional counselor , prostate cancer screening , prosthetics , psychologist , shingles (herpes zoster) vaccine , social worker , speech therapist , TMJ disorder

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