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Small Business Health Insurance - Coverage for Your Employees Brattleboro VT

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

State Farm Insurance
(603) 352-3458
322 West St
Keene, NH
 
Allstate Insurance Companies
(603) 357-7000
403 Winchester St Unit D
Keene, NH
 
Insurance Source Inc
(603) 357-2219
206 Washington St
Keene, NH
 
Masiello Group
(603) 352-5433
69 Island St Ste A1
Keene, NH
 
Harris Daniel
(603) 357-7000
403 Winchester St
Keene, NH
 
Liebl, Michael - State Farm Insurance Agent
(603) 352-4081
103 Winchester Street
Keene, NH
 
Richards Group
(603) 357-4542
160 Emerald St Ste 207
Keene, NH
 
Nationwide Insurance
(603) 355-4400
295 Park Ave
Keene, NH
 
Clark-Mortenson Agency Inc
(603) 352-2121
102 Main St
Keene, NH
 
Bryan Jennings M Agency Inc
(336) 227-7458
926 S Main St
Burlington, VT
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Vermont State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: AIDS/HIV testing/vaccine, alcohol/substance abuse, Alzheimer's, ambulatory surgery, anti-psychotic drugs, athletic trainer, chemotherapy, chiropractor, cleft lip and palate, clinical trial (cancer), colorectal cancer screeing, congenital bleeding disorder, contraceptives, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, dependent students/adults, disabled dependent adults, domestic partners, civil unions), diabetes self-management and supplies, emergency room service, home health care, long term care, mammography, maternity (including minimum stay), mental health, midwife services and home births, naturopath, off-label drug use, oral surgeon, orthotics, PKU/metabolic disorder, prescription drugs (including inhalent), prosthetics, prostate cancer screening, reconstructive surgery, TMJ disorder

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