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Small Business Health Insurance - Coverage for Your Employees Albany OR

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

Kuhlman Jim State Farm Insurance Agent
(541) 753-2500
931 Nw Circle Blvd
Corvallis, OR
 
Roppe Suzanne Insurance Agency
(541) 757-1690
1869 Nw 9th St
Corvallis, OR
 
Barker-Uerlings Insurance
(541) 757-1321
340 Nw 5th St
Corvallis, OR
 
Pendley Agency Of Insurance
(541) 758-4669
989 Nw Circle Blvd
Corvallis, OR
 
Unified Insurance Group
(541) 757-1315
320 Sw 3rd St
Corvallis, OR
 
Brooke Auto Insurance
(541) 753-0171
1300 Nw 9th St
Corvallis, OR
 
Allstate Insurance
(541) 738-1200
2617 Nw 9th St
Corvallis, OR
 
Johnson Vernon S Insurance Agency Inc
(541) 757-7005
402 Nw 5th St
Corvallis, OR
 
Lundy Emery R Insurance Agency Inc
(541) 754-1104
635 Sw 4th St
Corvallis, OR
 
Prudential
(503) 945-0138
340 Vista Ave Se
Salem, OR
 

Small Business Health Insurance - Coverage for Your Employees

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Small Business Health Insurance

Own a small business? Do you have between 2 and 50 people in your organization? With as few as two you may qualify for a group dental or health insurance plan.

Small business dental and health insurance has many benefit's. Besides providing medical care for yourself and your employees, a group insurance plan helps spread the financial risk between all the members. Most of the time, this will mean lower premiums and better coverage for the individuals in the group.

Even better, group insurance has tax advantages too. Employer contributions to a small business dental and health insurance plan are generally 100% tax deductible for the employer and employees will likely save on payroll taxes. Everyone wins!

How does this group insurance work? A small business dental or health insurance plan provides it's members with a set policy coverage. Individual employees may be able to add policy riders and additional coverage to fit their specific needs, but the basic policy format will remain the same for everyone in the group.

Likewise, although small business dental and health insurance comes in a variety of shapes and sizes (fee-for-service, HMO, DHMO, PPO, POS to refer to the most common), the format your organization chooses will apply to all members. Given this, it makes sense to talk to your employees and determine if the group as a whole has a preference for the type of dental or health plan chosen. There are pros and cons to each one.

Remember that group health or dental insurance cannot be made compulsory. However, you may have to maintain a minimum number of participants in order to guarantee coverage. This is where getting the feedback of your employees regarding their preference can really help in maintaining the plan.

Will you company be able to afford this? Well, group dental or health insurance is less expensive than the cost of a bunch of individual policies added up, but it's not cheap. As the employer, ...

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Oregon State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: alcohol/substance abuse, acupuncturist, ambulance transportation and services, anti-psychotic drugs, autism, autism spectrum disorder, bilateral cochlear implant, brain injury, breast reconstruction, cervical cancer/HPV screening, chemotherapy, chiropractor, clinical trial (cancer), colorectal cancer screening, contraceptives, dentist, denturist, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, dependent students/adults, domestic partner and civil union), diabetes (self-management and supplies), emergency room service, facility (public or other), family therapist, hearing aids for minors, HPV vaccine, long-term care, mammography, marriage therapist, mastectomy, maternity (including minimum stay), mental health, nurse practitioner, off-label drug use, optometrist, orthotics, physician assistant, PKU/metabolic disorder, preventive health services, prosthetics, prostate cancer screening, psychologist, smoking cessation, social worker, telemedicine, including services provided in connection with the treatment of diabetes

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