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Short Term Health Insurance Hobbs NM

To keep the premiums on these kinds of plans down, you won't likely get all the benefit's of a permanent health insurance plan. Aside from the restriction on pre-existing conditions, you'll also find that most won't cover routine medical exams, preventative care, dental or optical or pregnancy and childbirth expenses.

Dr. Stephen Walker & Assoc.
(505) 473-5100
3530 Zafarano Dr.
Santa Fe, NM
 
Rio Grande Insurance Services
(505) 984-8216
1231 S Saint Francis Dr
Santa Fe, NM
 
Brazis & Associates
(505) 265-3629
3644 Thaxton Ave SE
Albuquerque, NM
 
McDaniels John Doug Clu
(505) 393-6490
1601 N Turner St
Hobbs, NM
 
Lovelace Health Plan
(505) 262-1780
Albuquerque, NM
 
Lovelace Premier Choice
(505) 232-1883
4101 Indian School Rd NE
Albuquerque, NM
 

Short Term Health Insurance

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Short Term Health Insurance

Sometimes, we need short-term health insurance. You may have just graduated from school, or left a job, and need to get your own insurance on a temporary basis while you job hunt. Maybe you've actually got a new job, but your employers group health has a waiting period. These are good times to consider short-term health insurance if you can get it where you live.

Short-term health insurance is just what the name implies: health insurance for a short term, usually 30 days to 180 days, although some plans will offer coverage for up to 12 months. If your short-term needs look like they may run longer than your coverage, you may be able to renew. However, you can't count on a short-term plan to provide insurance for more than a year.

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Short-term plans usually provide all the same basic kinds of benefit's that you would expect in any health insurance plan. However, also like other plans, you may have to cope with benefit limit's, deductibles and co-payments. In most cases, you'll be allowed to pick your own doctors, hospitals or health-care providers. Most of these plans rarely require a physical exam and coverage can start as soon as your first premium is received. However, because of the easy application and acceptance, most plans also won't cover any previous medical conditions.

To keep the premiums on these kinds of plans down, you won't likely get all the benefit's of a permanent health insurance plan. Aside from the restriction on pre-existing conditions, you'll also find that most won't cover routine medical exams, preventative care,...

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New Mexico State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: acupuncturist, alcohol/substance abuse, anti-psychotic drugs, autism, birthing center/midwife, bone mass measurement, breast reconstruction, cervical cancer/HPV screening, chiropractor, circumcision, clinical trial (cancer), colorectal cancer screening, contraceptives, dental anesthesia, dentist, dependent coverage (including newborns, adopted children, noncustodial children or stepchildren, dependent students/adults, disabled dependent adults, domestic partner and civil union), diabetes (self-management and supplies), emergency room service, hair prothesis, home health care, HPV vaccine, infertility services, in vitro fertilization, lay midwife, mammography, mastectomy (including minimum stay), maternity (including minimum stay), mental health, newborn hearing screening, nurse (midwife, anesthetist, practitioner, off-label drug use, optometrist, orally administered anticancer medication, oriental medicine, osteopath (D.O.), physical therapist, PKU/metabolic disorder, podiatrist, prostate cancer screening, protein screening, psychologist, smoking cessation, TMJ disorder, well child care

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