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Short Term Disability Henderson NV

Short-term disability insurance is your stop gap insurance in case of accident or illness that leaves you unable to work. It provides a percentage of your salary.

Corey Zimet
10620 So. Highlands Pkwy
LAs Vegas, NV
Company
Company: CBZ Retirement Solutions,LLC
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Asset Protection Strategies & Planning,Individual Income Tax Planning,High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Health Care Insurance,Retirement Planning,Insurance & Risk Management Planning,Retirement Income Accumulation Planning,Business Income Tax Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Disability Insurance,Annuities,Annuity Ideas & Strategy Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Pla

Data Provided by:
Renee Bassett, DDS
(702) 436-0702
2501 N Green Valley Pkwy Ste
Henderson, NV
 
Kidz Dentistry-Mark C Peterson
(702) 733-8341
1600 W Sunset Rd Ste
Henderson, NV
 
Warm Springs Dental
(702) 454-0818
1525 Warm Springs Rd Ste 100
Henderson, NV
 
John A Cerio Insurance Broker
(702) 682-5534
53 Pheasant Ridge Dr
Henderson, NV
 
Jgnt Benefits Group
(702) 245-2441
749 Monachi Street
Las Vegas, NV
 
Kidz Dentistry-Mark C
(702) 733-8341
1600 W Sunset Rd Ste
Henderson, NV
 
Sun Valley Dental
(702) 547-4653
2651 N Green Valley Pkwy Ste
Henderson, NV
 
Nevada Oral and Facial Surgery
(702) 360-8918
1525 Warm Springs Rd Ste
Henderson, NV
 
John F. Mack DDS PC
(702) 968-0707
4300 E. Sunset Blvd. Ste. B2
Henderson, NV
 
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Short Term Disability

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Short Term Disability

Most employers will provide some kind of short-term disability insurance. Short-term disability insurance is your stop gap insurance in case of accident or illness that leaves you unable to work. It provides a percentage of your salary (normally between 50 and 60 %) for a period of six months or less. If you require disability for longer than six months, because of a more serious illness or longer convalescence, then you will need long-term disability in addition to your short-term coverage.

Your biggest potential challenge is that the level of insurance coverage may not be sufficient and you need to find that out before you have a problem. Most employers have insurance to cover a short-term sick leave. It only makes sense your employer wants you back and wants you to be able to manage while you are sick. Some states even require employers to provide disability benefit's for a full 26 weeks, but that's where the employers obligation ends. However, the percentage of your salary that is provided, the length of coverage and the number of weeks that you have to wait before benefit's kick in can all make a difference to your familys financial security while you are sick or incapacitated. It's important to know the details of any short-term disability that your employer provides.

Also, you should know if your employer takes into account other disability programs, like Social Security. If they do, your disability pay could be even lower. Another problem is that you can't depend on actually receiving any benefit's from Social Security given today's tougher rules to qualify, even though the possibility of those benefit's may have reduced the benefit that you can receive from your short-term disability insurance.

You might think that short-term disability is a waste of your money. You could be wrong. While most of us carry some level of life insurance, you have only a 14 percent chance of dying between 40 and 65. However, in the same age...

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