Articles Editor's Blog Reader Mail

RV Insurance Beatrice NE

Recreational Vehicles (RVs) are becoming increasingly popular. And why not? You can go where you want to go, without concern for whether there is an airport, train station or bus station. You are free of any schedules except your own. And you can travel to the remotest areas or the biggest hot spots, as long as you can find a place to park your RV.

State Farm Insurance Bev Higgins
(402) 483-2838
123 S 84th Ste. D
Lincoln, NE
Alternate Phone Number
402-483-2838

Farmers Union Insurance Quotes - Codie Malesker
(402) 463-1031
645 S Burlington Ave
Hastings, NE
Services
Car Insurance, Home Insurance, Auto Insurance, Health Insurance, Renters Insurance, Motorcycle Insurance

allstate
(402) 390-9407
1903 n 81 st
omaha, NE
 
Northwestern Mutual Life Ins Co-Lowell Eisenhauer Lutcf
(402) 228-3017
707 Court St
Beatrice, NE
 
First National Insurance Group
(402) 223-4058
2301 N 6th St
Beatrice, NE
 
Hollman Insurance Group
(402) 965-0765
17330 Wright Street
Omaha, NE
Alternate Phone Number
(402) 896-3760

Ally Insurance of Omaha
(402) 359-3296
6112 N 56th Street
Omaha, NE
 
Farm Bureau Financial Services
(402) 502-6959
14225 Dayton Circle Suite #7
Omaha, NE
 
Fritch Lillian Insurance Inc
(402) 223-3312
1405 Court St Ste 1
Beatrice, NE
 
Aflac
(402) 223-4165
1411 Country Club Ln
Beatrice, NE
 

RV Insurance

Provided By: 

RV Insurance

Recreational Vehicles (RVs) are becoming increasingly popular. And why not? You can go where you want to go, without concern for whether there is an airport, train station or bus station. You are free of any schedules except your own. And you can travel to the remotest areas or the biggest hot spots, as long as you can find a place to park your RV.

What qualifies as an RV? While many might think of the "house on wheels", RV insurance includes all types of recreational vehicles like your motor home, travel trailer, fifth wheel or medium duty tow vehicle.

Depending on the type of RV that you have, you will have differing insurance needs. If your RV is really your cottage on the road, you will need to have many of the same kind of coverages as you would on your residence. But you'll also need the kind of coverage that you require for your vehicle. This is where RV insurance can be a complex maze to sort through.

A little research will take you a long way. We have information on the common types of coverages. There may also be other more "exotic" coverages that you can get, depending on your needs. Checking with a local broker who knows about RV insurance can be another good source of information.

However, this is where you need to be careful to get exactly the coverage you need. Each RV is unique; it's contents are unique; and your use of it is unique. Keep in mind your budget. While some coverages may sound good, can you afford them? If you don't get those coverages, can you afford to pay for replacement or repair yourself? For instance, you may not need a lot of contents coverage, because you may only keep your "old, but still useful" household items in your RV.

You may also need different insurance coverage for different parts of the year. Do you store your RV in the winter? Cancel driving-related or travelling-related coverages that are not required. Reduce your RV insurance to appropriate levels for storage conditions. When you are ready to travel again, increase the coverage appropriately.

RV insurance is usually obtained in one of two ways: as an add-on to your auto insurance or via a separate RV insurance carrier. However, you need to keep your unique requirements in mind:

  • Part-time use only
    Check for off-season discounts on the premium, if you only use your RV part time.
  • Living in your RV
    If you use your RV as your full-time residence, consider a "fulltimers" endorsement, which will cover propert...

Click here to read the rest of this article from Insurance Guide 101

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap