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Pictures and Insurance Policies - Document Your Belongings with a Camera Rapid City SD

Once you have your home and belongings catalogued on film, whether print or video, be sure to keep a copy of the record in a fireproof safe or even off premises. Read on and know more

State Farm Insurance Companies
(605) 348-0800
27 B Baken Park Shoppin
Rapid City, SD
De Smet Farm Mutual Ins
(605) 342-3585
2906 W Omaha St
Rapid City, SD
Holzwarth Michael J - American Family Insurance
(605) 342-1311
821 Jackson Blvd
Rapid City, SD
State Farm Insurance
(605) 342-1827
803 Saint Joseph St
Rapid City, SD
York Don
(605) 343-6565
2525 W Main St Ste 217
Rapid City, SD
Great Western Bank
(605) 341-1488
Rapid City, SD
Property Damage Apraisers
(605) 388-0250
3535 Sturgis Rd
Rapid City, SD
State Farm Insurance Companies
(605) 348-3338
2720 W Main St
Rapid City, SD
Maguire Daniel Ins
(605) 342-5555
820 Saint Joseph St
Rapid City, SD
Lincoln Heritage Life Insurance
(605) 343-1043
269 Minnesota St
Rapid City, SD

Pictures and Insurance Policies - Document Your Belongings with a Camera

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Pictures & Insurance Policies

If you are ever in the unfortunate position to have to make a claim against your insurance, how will you prove to the insurance company that you really did have that wide-screen TV? Or that brand new set of skis? Or that beautiful new china set?

Well, nothing works as well as a picture.

If you want to be sure that you can collect on your policy when you need to, you should be taking pictures of everything you own. If you own your home and it's structure as well, don't forget to include that in the photos! You arent doing this for aesthetic value. You are doing this to have a visual documentation of your belongings and your home, so that it doesn't become a matter of your word against your insurance company.

While you are documenting your home, please don't forget your basement. The basement is full of hidden treasures that we all tend to forget about. Frankly, the pictures of your basement are not necessarily going to be pretty (especially if it looks anything like mine), but you want a clear record of all your belongings and not just those that you are willing to show off to the world.

Keep in mind that most policies are only going to provide you with actual cost value as opposed to replacement value for any of the contents. This means that you will get a depreciated amount for your belongings and not the full amount required to replace them. However, if you happen to have replacement value insurance, it's even more important to fully document what you own. Why? Because even those forgotten items in the basement are part of your full insurance claim and including them can mean thousands more (assuming that your policy coverage limit's are not exceeded).

If you arent one for taking photos, how about video? A video recording can also provide an excellent record of your home and contents. Be sure to go into closets and film from ceiling to floor. After all, sometimes things are left on the floor, or are tucked away on high...

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