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Pictures and Insurance Policies - Document Your Belongings with a Camera Minot ND

Once you have your home and belongings catalogued on film, whether print or video, be sure to keep a copy of the record in a fireproof safe or even off premises. Read on and know more

Fargo Moorhead Insurance
(701) 271-8110
428 25th Street South
Fargo, ND
(701) 839-5451
PO Box 1792
Minot, ND
Donovan Insurance Agency
(701) 838-0615
1600 2nd Ave SW Ste 15
Minot, ND
Tompkins Charles M Ins
(701) 852-5383
408 20th Ave SW Ste 101
Minot, ND
Aig American General
(701) 837-1008
1509 2nd Ave SW
Minot, ND
(701) 838-2100
1317 S Broadway
Minot, ND
Hildre Bev Insurance Agent
(701) 852-5940
1809 S Broadway
Minot, ND
Western Agency Inc
(701) 852-5383
408 20th Ave SW Ste 101
Minot, ND
North Dakota Health Care Review Inc
(701) 852-4231
800 31st Ave SE
Minot, ND
Knights of Columbus Insurance
(701) 837-8979
304 18th Ave SW Ste C
Minot, ND

Pictures and Insurance Policies - Document Your Belongings with a Camera

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Pictures & Insurance Policies

If you are ever in the unfortunate position to have to make a claim against your insurance, how will you prove to the insurance company that you really did have that wide-screen TV? Or that brand new set of skis? Or that beautiful new china set?

Well, nothing works as well as a picture.

If you want to be sure that you can collect on your policy when you need to, you should be taking pictures of everything you own. If you own your home and it's structure as well, don't forget to include that in the photos! You arent doing this for aesthetic value. You are doing this to have a visual documentation of your belongings and your home, so that it doesn't become a matter of your word against your insurance company.

While you are documenting your home, please don't forget your basement. The basement is full of hidden treasures that we all tend to forget about. Frankly, the pictures of your basement are not necessarily going to be pretty (especially if it looks anything like mine), but you want a clear record of all your belongings and not just those that you are willing to show off to the world.

Keep in mind that most policies are only going to provide you with actual cost value as opposed to replacement value for any of the contents. This means that you will get a depreciated amount for your belongings and not the full amount required to replace them. However, if you happen to have replacement value insurance, it's even more important to fully document what you own. Why? Because even those forgotten items in the basement are part of your full insurance claim and including them can mean thousands more (assuming that your policy coverage limit's are not exceeded).

If you arent one for taking photos, how about video? A video recording can also provide an excellent record of your home and contents. Be sure to go into closets and film from ceiling to floor. After all, sometimes things are left on the floor, or are tucked away on high...

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