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Pictures and Insurance Policies - Document Your Belongings with a Camera Laramie WY

Once you have your home and belongings catalogued on film, whether print or video, be sure to keep a copy of the record in a fireproof safe or even off premises. Read on and know more

Manville Claims Service
(307) 638-1212
523 W 27th St Ste B
Cheyenne, WY
Custard Insurance Adjusters
(307) 638-8294
Po Box 2130
Cheyenne, WY
Farmers Insurance
(307) 721-3010
1256 N 4th St
Laramie, WY
Mountain West Farm Bureau
(307) 745-4835
931 Boulder Dr
Laramie, WY
Waters Fred C
(307) 742-3057
410 E Grand Ave Ste 302
Laramie, WY
GAB Business Services Inc
(307) 634-1521
6118 Yellowstone Rd Ste 106
Cheyenne, WY
Crawford & Company Insurance Adjustors
(307) 634-5881
1612 House Ave
Cheyenne, WY
Burns Insurance Agency Inc
(307) 745-0400
1465 N 4th St Ste 115
Laramie, WY
Insurance Unlimited
(307) 745-7447
568 N 3rd St Ste 100
Laramie, WY
Farm Bureau Financial Services-Mark Pajak
(307) 742-1616
2900 E Grand Ave
Laramie, WY

Pictures and Insurance Policies - Document Your Belongings with a Camera

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Pictures & Insurance Policies

If you are ever in the unfortunate position to have to make a claim against your insurance, how will you prove to the insurance company that you really did have that wide-screen TV? Or that brand new set of skis? Or that beautiful new china set?

Well, nothing works as well as a picture.

If you want to be sure that you can collect on your policy when you need to, you should be taking pictures of everything you own. If you own your home and it's structure as well, don't forget to include that in the photos! You arent doing this for aesthetic value. You are doing this to have a visual documentation of your belongings and your home, so that it doesn't become a matter of your word against your insurance company.

While you are documenting your home, please don't forget your basement. The basement is full of hidden treasures that we all tend to forget about. Frankly, the pictures of your basement are not necessarily going to be pretty (especially if it looks anything like mine), but you want a clear record of all your belongings and not just those that you are willing to show off to the world.

Keep in mind that most policies are only going to provide you with actual cost value as opposed to replacement value for any of the contents. This means that you will get a depreciated amount for your belongings and not the full amount required to replace them. However, if you happen to have replacement value insurance, it's even more important to fully document what you own. Why? Because even those forgotten items in the basement are part of your full insurance claim and including them can mean thousands more (assuming that your policy coverage limit's are not exceeded).

If you arent one for taking photos, how about video? A video recording can also provide an excellent record of your home and contents. Be sure to go into closets and film from ceiling to floor. After all, sometimes things are left on the floor, or are tucked away on high...

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