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Pictures and Insurance Policies - Document Your Belongings with a Camera Ames IA

Once you have your home and belongings catalogued on film, whether print or video, be sure to keep a copy of the record in a fireproof safe or even off premises. Read on and know more

Crawford and Company
(319) 366-1887
411 1st Ave SE
Cedar Rapids, IA
 
Frontier Adjusters
(515) 280-6710
3500 2nd Ave
Des Moines, IA
 
State Farm Insurance Agents
(515) 232-3307
515 Grand Ave
Ames, IA
 
American Family Insurance
(515) 292-2500
Colorado Junction MA
Ames, IA
 
Thrivent Financial For Lutherans
(515) 292-7077
315 6th St
Ames, IA
 
Custard Insurance Adjusters
(515) 276-2561
8450 Hickman Rd Ste 21
Des Moines, IA
 
Richardson Scott
(515) 232-0030
101 Main St
Ames, IA
 
Alliance General Insurance
(515) 233-5956
319 Lincoln Way
Ames, IA
 
Mark Doyle Agency
(515) 232-8090
2701 Stange Rd
Ames, IA
 
Ann's Insurance Inc
(515) 232-5501
308 E 2nd St Ste 102
Ames, IA
 

Pictures and Insurance Policies - Document Your Belongings with a Camera

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Pictures & Insurance Policies

If you are ever in the unfortunate position to have to make a claim against your insurance, how will you prove to the insurance company that you really did have that wide-screen TV? Or that brand new set of skis? Or that beautiful new china set?

Well, nothing works as well as a picture.

If you want to be sure that you can collect on your policy when you need to, you should be taking pictures of everything you own. If you own your home and it's structure as well, don't forget to include that in the photos! You arent doing this for aesthetic value. You are doing this to have a visual documentation of your belongings and your home, so that it doesn't become a matter of your word against your insurance company.

While you are documenting your home, please don't forget your basement. The basement is full of hidden treasures that we all tend to forget about. Frankly, the pictures of your basement are not necessarily going to be pretty (especially if it looks anything like mine), but you want a clear record of all your belongings and not just those that you are willing to show off to the world.

Keep in mind that most policies are only going to provide you with actual cost value as opposed to replacement value for any of the contents. This means that you will get a depreciated amount for your belongings and not the full amount required to replace them. However, if you happen to have replacement value insurance, it's even more important to fully document what you own. Why? Because even those forgotten items in the basement are part of your full insurance claim and including them can mean thousands more (assuming that your policy coverage limit's are not exceeded).

If you arent one for taking photos, how about video? A video recording can also provide an excellent record of your home and contents. Be sure to go into closets and film from ceiling to floor. After all, sometimes things are left on the floor, or are tucked away on high...

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