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Pictures and Insurance Policies - Document Your Belongings with a Camera Alamogordo NM

Once you have your home and belongings catalogued on film, whether print or video, be sure to keep a copy of the record in a fireproof safe or even off premises. Read on and know more

Auto Appraisals of Rio Rancho
(505) 994-1340
40 Eaton Rd NE
Rio Rancho, NM
 
Verde Insurance Associates
(505) 434-5715
718 10th St Ste C
Alamogordo, NM
 
Haymes Mike Agency
(505) 437-2350
1214 New York Ave
Alamogordo, NM
 
Gandy George Insurance Services
(505) 437-2892
420 9th St
Alamogordo, NM
 
Wilson Ken Ins
(505) 437-3811
1018 Vermont Ave
Alamogordo, NM
 
State Farm Jennifer Johnson
(575) 622-3276
102 E Linda Vista Suite 102
Roswell, NM
 
New York Life Insurance and Annuity Fred Gerth
(505) 434-5730
718 10th St
Alamogordo, NM
 
Allstate Insurance
(505) 437-3105
602 N White Sands Blvd
Alamogordo, NM
 
Allstate Insurance Companies
(505) 437-3105
602 N White Sands Blvd
Alamogordo, NM
 
Rio Grande Ins.
(505) 437-9938
801 1st St
Alamogordo, NM
 

Pictures and Insurance Policies - Document Your Belongings with a Camera

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Pictures & Insurance Policies

If you are ever in the unfortunate position to have to make a claim against your insurance, how will you prove to the insurance company that you really did have that wide-screen TV? Or that brand new set of skis? Or that beautiful new china set?

Well, nothing works as well as a picture.

If you want to be sure that you can collect on your policy when you need to, you should be taking pictures of everything you own. If you own your home and it's structure as well, don't forget to include that in the photos! You arent doing this for aesthetic value. You are doing this to have a visual documentation of your belongings and your home, so that it doesn't become a matter of your word against your insurance company.

While you are documenting your home, please don't forget your basement. The basement is full of hidden treasures that we all tend to forget about. Frankly, the pictures of your basement are not necessarily going to be pretty (especially if it looks anything like mine), but you want a clear record of all your belongings and not just those that you are willing to show off to the world.

Keep in mind that most policies are only going to provide you with actual cost value as opposed to replacement value for any of the contents. This means that you will get a depreciated amount for your belongings and not the full amount required to replace them. However, if you happen to have replacement value insurance, it's even more important to fully document what you own. Why? Because even those forgotten items in the basement are part of your full insurance claim and including them can mean thousands more (assuming that your policy coverage limit's are not exceeded).

If you arent one for taking photos, how about video? A video recording can also provide an excellent record of your home and contents. Be sure to go into closets and film from ceiling to floor. After all, sometimes things are left on the floor, or are tucked away on high...

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