Managed Care Health Insurance - HMOs, PPOs & POS Health Plans Pawtucket RI
East Providence, RI
Taunton , MA
East Providence, RI
Managed Care Health Insurance - HMOs, PPOs & POS Health Plans
Managed Care Health Insurance
Managed care health insurance plans are the new "hot" trend in health care. These types of plans attempt to keep the costs of health care low, while ensuring that participants in the health insurance plan get the right care for the right condition in a timely fashion.
A majority of Americans participate in some form of managed care health insurance plan. Costs to you are normally lower as well, which has fed their popularity. Managed care health insurance plans include:
- health maintenance organizations (HMO's)
- preferred provider organizations (PPO's)
- point-of-service (POS) plans.
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A managed care health insurance plan provides comprehensive health services to members, as well as financial incentives to those who use the providers in the insurance plan. This can mean money in your pocket, but only if you are using the health providers and health treatments covered!
While many people are very happy with their care from their HMO, it is wise to speak with others about their experience with any particular HMO. The same holds for PPO's an...
Rhode Island State Mandated Health Insurance Coverage
Medical insurance benefits that insurers must provide include: acupuncturist, alcohol/substance abuse, ambulance transportation and services, anti-psychotic drugs, asthma education and self-management, autism, birthing center/midwife, blood lead poisoning screening, breast reconstruction, cancer pain medication therapies, cervical cancer/HPV screening, chemotherapy, chiropractor, chlamydia screening, clinical trial (cancer), colorectal cancer screening, contraceptives, dependent coverage (including newborns, adopted children, dependent students/adults, disabled dependent adults, domestic partner and civil union), diabetes (self-management and supplies), early intervention service, emergency room service, facility (public or other), family therapist, first nurse assistant, hair prosthesis, hearing aids for minors, home health care, hysterectomy minimum stay, infertility services, in vitro fertilization, kidney disease, lay midwife, licensed health professional, lyme disease, mammography, marriage therapist, mastectomy (including minimum stay), maternity (including minimum stay), mental health, nurse (psychiatric, practitioner, off-label drug use, optician, optometrist, oral surgeon, orthotics, osteopath (D.O.), ovarian cancer screening, PKU/metabolic disorder, podiatrist, prescription drugs, professional counselor, prosthetics, prostate cancer screening, psychologist, second surgical opinion, smoking cessation, well child care