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Managed Care Health Insurance - HMOs, PPOs &amp POS Health Plans Biddeford ME

A managed care health insurance plan provides health services to members, and financial incentives to those who use the providers in the insurance plan.

Peter Hanson - Insphere Insurance Solutions
(207) 475-2216
18 Schooner Road
Scarborough, ME
 
Peter Hanson - Insphere Insurance Solutions
(207) 475-2216
18 Schooner Road
Scarborough, ME
 
H.J Venneman
(207) 314-8326
477 Whitaker Rd
Troy, ME
 
Aflac State Office
(207) 893-0077
48 Tandberg Trl
Windham, ME
 

Managed Care Health Insurance - HMOs, PPOs &amp POS Health Plans

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Managed Care Health Insurance

Managed care health insurance plans are the new "hot" trend in health care. These types of plans attempt to keep the costs of health care low, while ensuring that participants in the health insurance plan get the right care for the right condition in a timely fashion.

A majority of Americans participate in some form of managed care health insurance plan. Costs to you are normally lower as well, which has fed their popularity. Managed care health insurance plans include:

  • health maintenance organizations (HMO's)
  • preferred provider organizations (PPO's)
  • point-of-service (POS) plans.

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A managed care health insurance plan provides comprehensive health services to members, as well as financial incentives to those who use the providers in the insurance plan. This can mean money in your pocket, but only if you are using the health providers and health treatments covered!

While many people are very happy with their care from their HMO, it is wise to speak with others about their experience with any particular HMO. The same holds for PPO's an...

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Maine State Mandated Health Insurance Coverage

Medical insurance benefits that insurers must provide include: acupuncturist, AIDS/HIV testing/vaccine, alcohol/substance abuse treatment, ambulatory surgery centers, ambulance transportation and services, ambulatory cancer treatment, birthing center/midwife, breast recontruction, breast reductiion, cancer pain medication therapies, cervical cancer/HPV screening, chiropractor, clinical trial (cancer), colorectal cancer screening, contraceptives, dental anesthesia, dentist, dependent coverage (including newborns, dependent student/adults, noncustodial children or stepchildren, domestic partner/civil union), diabetic supplies, facility (public or other), family therapist, habilitative service for congenital or genetic defects, hearing aids for minors, home health care, hospice care, mammography, marriage therapist, mastectomy (including minimum stay), maternity minimum stay, mental health, nurse (first assistant, midwife, anesthetist, practitioner, psychiatric), off-label drug use, optometrist, orthotics, pastoral counselor, PKU/metabolic disorder, prostate cancer screening, prosthetics, psychologist, rehabilitation service, social worker, telemedicine, varicose vein removal

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