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Managed Care Dental Insurace - HMOs, PPOs & POS Plan Guide Naperville IL

These dental insurance networks pay a contracted professional a fixed amount per enrolled individual and family. The Physician is the one who absorbs a significant part of the risk. If your family happens to need intensive dental treatment the Dentist may actually be losing money on you

Steve Visser
OnPath Naperville Office
Naperville, IL
Company
Title: Partner & Branch Manager
Company: OnPath Financial, LLC
Type
Investment Advisor Rep: Yes
Education
Calvin College: Grand Rapids MI
Double Major: Business/Finance & Chemistry
Years Experience
Years Experience: 11
Service
Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Portfolio Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Ris

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Timothy Frisby
210 W. 22nd St. Suite 137
Oak Brook, IL
Company
Title: Principal
Company: WealthCare Consultants
Type
Registered Investor: Yes
Education
Marquette BS
Years Experience
Years Experience: 20
Service
Retirement Planning,Long-Term Health Care Planning,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Fee-Only Comprehensive Financial Planning,Captive Insurance,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Annuities,Alternative Asset Class Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee Only Portfolio Management,Wealth Engineering,401k Rollover From Employer,Inc

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group health insurance small business
(847) 885-4188
2041 Raintree Rd
Yorkville, IL
 
Peter Eshoo
492 Weidner Rd
Buffalo Grove, IL
Company
Company: ING Financial Partners
Service
IRA, 401k, Roth IRA, QDRO Rollovers,Disability Insurance,Annuities,401k Rollover From Employer,CD Alternative,Life Insurance,Income for Life/ Preserve Principal,Health Care Insurance,Long-Term Health Care Planning

Data Provided by:
Steve Visser
OnPath Naperville Office
Naperville, IL
Company
Title: Partner & Branch Manager
Company: OnPath Financial, LLC
Type
Investment Advisor Rep: Yes
Education
Calvin College: Grand Rapids MI
Double Major: Business/Finance & Chemistry
Years Experience
Years Experience: 11
Service
Wealth Engineering,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Portfolio Engineering,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Ris

Data Provided by:
Thomas Inks
1127 Adelia Street
Downers Grove, IL
Service
IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Disability Insurance,Annuities,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Retirement Income Distribution Planning,Business Income Tax Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Life Insurance,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee-Only Comprehensive Financial Plan

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Ameriplan USA
(630) 913-9663
1011 oak st
sugar grove, IL
 
Thomas Inks
1127 Adelia Street
Downers Grove, IL
Service
IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Disability Insurance,Annuities,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Retirement Income Distribution Planning,Business Income Tax Planning,401k Rollover From Employer,Income for Life/ Preserve Principal,Alternative Investments,Life Insurance,Long-Term Health Care Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee-Only Comprehensive Financial Plan

Data Provided by:
Nick Nardulli
33 W. Higgins Rd. Suite 510
S. Barrington, IL
Company
Title: Financial Advisor
Company: Nardulli & Associates LLC
Service
Health Care Insurance,Retirement Planning,Real Estate Investment Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Business Income Tax Planning,Fee-Only Comprehensive Financial Planning,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Hourly Finan

Data Provided by:
Robert Pivar
9 Foxtail Lane
Riverwoods, IL
Company
Company: PIVAR FINANCIL SERVICES
Type
Registered Investor: Yes
Education
University Of Wisconsin
BS L & S
Years Experience
Years Experience: 50+
Service
Hourly Financial Planning Engagements,Portfolio Engineering,High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Captive Insurance,Life Settlements,401k Rollover From Employer,Income for Life/ Preserve Principal,We

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Managed Care Dental Insurace - HMOs, PPOs & POS Plan Guide

Provided By: 

Dental Insurance - Managed Care

A majority of Americans participate in some form of managed care dental insurance plan. These can include: health maintenance organizations (HMO's), preferred provider organizations (PPO's) and point-of-service (POS) plans. This type of plan provides comprehensive health services to members as well as financial incentives to those who use the providers in the plan. This kind of plan can restrict your choice of professional as well as treatments for a condition.

A PPO Dental insurance plan means that you will select a Dentist from a network of providers who have agreed to work within this network and will discount their fees accordingly. In the case that you choose to see a Dentist outside of your PPO you will likely be penalized with a higher deductible and co-payment level. However, the advantage is that PPO's are usually less expensive than other comparable dental insurance plans. Why? The risk is spread over a group of patients AND professionals. The professionals discount dental services in return for a 'captive' patient population. The patients agree to work within the network of professionals associated with the PPO, which means the dental insurance company pays less money out on claims. In practice everyone can win, but only if you are getting the care you want.

The other type of managed care dental insurance arrangement is the Dental Health Maintenance Organization or Capitation Plan. These dental insurance networks pay a contracted professional a fixed amount per enrolled individual and family. The Physician is the one who absorbs a significant part of the risk. If your family happens to need intensive dental treatment the Dentist may actually be losing money on you. However, the risk to the Dentist is spread out over the Dentist's patient population - and some Dentists like the 'ease' of the billing arrangement. What about you? You benefit because specific kinds of dental treatment, both preventative and curati...

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