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Managed Care Dental Insurace - HMOs, PPOs & POS Plan Guide Hazelwood MO

These dental insurance networks pay a contracted professional a fixed amount per enrolled individual and family. The Physician is the one who absorbs a significant part of the risk. If your family happens to need intensive dental treatment the Dentist may actually be losing money on you

Carl Goodin
300 Ozark Trail Drive, #215
Ellisville, MO
Company
Title: CFP
Company: Financial Planning Associates, Inc.
Type
Investment Advisor Rep: Yes
Education
University of Missouri, BMED 1973
Webster University, MAFE (Not completed)
College for Financial Planning, CFP 1989
Years Experience
Years Experience: 25
Service
Asset Protection Strategies & Planning,Hourly Financial Planning Engagements,Medicaid,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Individual Income Tax Planning,Medicare Planning,Life Insurance,Investment & Portfolio Management,Long-Term Health Care Planning,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planni

Data Provided by:
My Kids Healthcare.com
(800) 930-9832
, MO
 
United Insurance Group
(314) 629-6183
7 McClay Village Circle
St. Peters, MO
 
GatewayHealthPlans.com
(636) 928-2100
34 Muirfield Hill Ct S
St Charles, MO
 
877 My Insurance
(314) 368-9125
14575 Manchester Rd
Manchester, MO
 
Gateway Insurance Solutions
(800) 930-9832
15722 Cotting
St. Louis, MO
 
Gateway Health Plans
(314) 793-5800
34 Muirfield Hill Ct s
st Charles, MO
 
St Louis Health Quotes.Com
(314) 739-5800
34 Muirfield Hill Ct South
St Charles, AK
 
New Custom Homes
(314) 799-4288
300 S.Grand Blvd.ste.#302
St.louis, MO
 
My Guy Oscar.com
(636) 391-3600
267 Clarkson Executive Park
Ekkisville, MO
 
Data Provided by:

Managed Care Dental Insurace - HMOs, PPOs & POS Plan Guide

Provided By: 

Dental Insurance - Managed Care

A majority of Americans participate in some form of managed care dental insurance plan. These can include: health maintenance organizations (HMO's), preferred provider organizations (PPO's) and point-of-service (POS) plans. This type of plan provides comprehensive health services to members as well as financial incentives to those who use the providers in the plan. This kind of plan can restrict your choice of professional as well as treatments for a condition.

A PPO Dental insurance plan means that you will select a Dentist from a network of providers who have agreed to work within this network and will discount their fees accordingly. In the case that you choose to see a Dentist outside of your PPO you will likely be penalized with a higher deductible and co-payment level. However, the advantage is that PPO's are usually less expensive than other comparable dental insurance plans. Why? The risk is spread over a group of patients AND professionals. The professionals discount dental services in return for a 'captive' patient population. The patients agree to work within the network of professionals associated with the PPO, which means the dental insurance company pays less money out on claims. In practice everyone can win, but only if you are getting the care you want.

The other type of managed care dental insurance arrangement is the Dental Health Maintenance Organization or Capitation Plan. These dental insurance networks pay a contracted professional a fixed amount per enrolled individual and family. The Physician is the one who absorbs a significant part of the risk. If your family happens to need intensive dental treatment the Dentist may actually be losing money on you. However, the risk to the Dentist is spread out over the Dentist's patient population - and some Dentists like the 'ease' of the billing arrangement. What about you? You benefit because specific kinds of dental treatment, both preventative and curati...

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