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Managed Care Dental Insurace - HMOs, PPOs & POS Plan Guide Evergreen CO

These dental insurance networks pay a contracted professional a fixed amount per enrolled individual and family. The Physician is the one who absorbs a significant part of the risk. If your family happens to need intensive dental treatment the Dentist may actually be losing money on you

KAISER PERMANENTE- KEN CARYL
(303) 338-4545
7600 Shaffer Parkway
Littleton, CO
 
KAISER PERMANENTE - WADSWORTH, LITTLETON
(303) 972-4500
5257 S. Wadsworth Blvd
Littleton, CO
 
Colorado Health and Life
(303) 997-7189
9242 W Louisiana Avenue
Lakewood , CO
 
West Denver Dentist
(720) 763-9070
7575 West 20th Avenue
Lakewood, CO
 
New York Life Insurance Company
(303) 548-2586
6850 W 52nd Avenue Suite 200
Arvada , CO
 
Brown & Brown Insurance of Colorado
(720) 963-4244
7110 W. Jefferson Ave., Suite 100
Denver , CO
 
Associated Agents
(303) 238-7341
1970 Kipling Street
Lakewood , CO
 
Strategic Alliance Financial Group
(303) 870-9142
494 Sheridan Blvd., Suite B-206
Denver , CO
 
LIFEHEALTH
(303) 730-1902
5554 S. Prince St. #131
Littleton, CO
 
Wealth Strategies Group Guardian Life
(720) 334-7115
13545 W 67th Place
Arvada , CO
 

Managed Care Dental Insurace - HMOs, PPOs & POS Plan Guide

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Dental Insurance - Managed Care

A majority of Americans participate in some form of managed care dental insurance plan. These can include: health maintenance organizations (HMO's), preferred provider organizations (PPO's) and point-of-service (POS) plans. This type of plan provides comprehensive health services to members as well as financial incentives to those who use the providers in the plan. This kind of plan can restrict your choice of professional as well as treatments for a condition.

A PPO Dental insurance plan means that you will select a Dentist from a network of providers who have agreed to work within this network and will discount their fees accordingly. In the case that you choose to see a Dentist outside of your PPO you will likely be penalized with a higher deductible and co-payment level. However, the advantage is that PPO's are usually less expensive than other comparable dental insurance plans. Why? The risk is spread over a group of patients AND professionals. The professionals discount dental services in return for a 'captive' patient population. The patients agree to work within the network of professionals associated with the PPO, which means the dental insurance company pays less money out on claims. In practice everyone can win, but only if you are getting the care you want.

The other type of managed care dental insurance arrangement is the Dental Health Maintenance Organization or Capitation Plan. These dental insurance networks pay a contracted professional a fixed amount per enrolled individual and family. The Physician is the one who absorbs a significant part of the risk. If your family happens to need intensive dental treatment the Dentist may actually be losing money on you. However, the risk to the Dentist is spread out over the Dentist's patient population - and some Dentists like the 'ease' of the billing arrangement. What about you? You benefit because specific kinds of dental treatment, both preventative and curati...

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