Articles Editor's Blog Reader Mail

Landlord Insurance White Hall AR

This page provides relevant content and local businesses that can help with your search for information on Landlord Insurance. You will find informative articles about Landlord Insurance, including "Insurance Needs for Landlords". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in White Hall, AR that can help answer your questions about Landlord Insurance.

State Farm Insurance Companies
(870) 534-5012
2900 Olive Street
Pine Bluff, AR
Alternate Phone Number
Financial and Insurance Services

Todd Martin Shelter Insurance
(501) 985-9794
210 John Harden Dr
Jacksonville, AR
Derek McCoy State Farm Agent
(870) 425-9594
119 N College St
Mountain Home, AR
Alternate Phone Number
Insurance and Financial Services

Allstate Insurance Quotes - Candice Stanley
(501) 847-1115
2305 Springhill Rd Ste 3
Bryant, AR
Auto Insurance, Home Insurance, Car insurance, Life Insurance, Business Insurance
Prices and/or Promotions
Combine Insurance Policies and save! Call for an Insurance Quotes

Nationwide Insurance Quotes - Chuck Jordan
(501) 624-4105
813 Airport Road
Hot Springs, AR
Alternate Phone Number
Car Insurance, Home Insurance, Business Insurance, Auto Insurance, Insurance Quotes, Insurance Consulting
Prices and/or Promotions
Combine policies and save!

The Newell Agency
(501) 224-9082
11311 Arcade Dr., Suite 100
Little Rock, AR
Southern Farmers Crop Insurance Agents
(870) 934-0477
2502 Glenwood Drive
Jonesboro, AR
Alternate Phone Number
(870) 934-0477

Farmers Insurance David McDowell Insurance
(479) 443-4100
908 E Rolling Hills Dr Ste F2
Fayetteville, AR
Alternate Phone Number
Auto Home Mortgage Protection Insurance

Fred Hughes
(501) 912-3097
6813 Incas Drive
North Little Rock, AR
Allstate Insurance - The Dickinson Agency
(501) 221-3000
9120 N Rodney Parham Rd
Little Rock, AR

Insurance Needs for Landlords

Insurance Needs for Landlords

So, you've managed to get into the housing market and buy a property as an investment? Good idea! Now you'll have to figure out what you need as a new landlord and one of the most important things is insurance on your rental property.

In order to protect your investment, you really have to have insurance. You will have some unique insurance needs as the person who owns the property, but does not reside there. After all, it will be the tenants responsibility to insure the contents. But the structure is your responsibility.

As a landlord, liability is also a larger issue for you. What if your tenant is hurt on the rental property? You need to be sure that if you are sued, you have the insurance to help you out.

Last, but not least, as a landlord you need to protect your income stream and that's your rental income. If the structure is sufficiently damaged that it is impossible for the renter to occupy your property, you need to be able to cover that rental income in order to meet your obligations, including the mortgage on the property, if any. This is where you have to think carefully about what your true needs are and buy the right coverage.

Take heart! While it may sound intimidating, insurers have already designed policies for the landlords needs. Do keep in mind that there will be variation in these policies, so you'll have to check the fine print and pick the one that best suit's your situation. Shopping around will give you a better idea of what is available in coverage and at what price.

Having said that, always ensure that your policy has at least the following:

  • Coverage for the physical structure (for either named perils or on an open-peril basis)
  • Coverage for other structures on the property, including any storage sheds, garage buildings or other upgrades. In most cases, your basic policy will give you coverage equal to 10% of the value of the main building. Be sure that is enough.
  • Coverage for a...

Click here to read the rest of this article from Insurance Guide 101

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap