Important Dental Insurance Facts Dacula GA
Company: Lundy Insurance Group, Inc.
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Important Dental Insurance Facts
Questions about Dental Insurance
What to Ask about Managed Care
How do I choose a dental insurance policy?
This is a big question. If you are shopping for dental insurance on your own you will have a wide range of factors to consider. Even if your employer provides you with dental insurance you may have multiple dental plans to choose from. How do you decide what's right for you?
The most important thing is to ask yourself the right questions to ensure your dental insurance is adequate:
Can I afford this dental insurance?
The bottom line is the amount of the dental insurance premium. If the dental insurance premium is more than you can afford, but you are still interested, perhaps you can tailor the dental plan to fit you. Are there options to insure only large dental procedures? In some cases you can get a 'discount' dental insurance? If your family is in good health you could gamble that a discount dental plan is all you need.
Dental insurance through an employer is an ideal scenario. Group dental insurance provided through an employer is generally much cheaper.
What am I expected to pay for dental insurance?
It's not just about the dental insurance premiums you pay. It's also about the costs which you have to cover. What is the deductible? What percentage of the dental procedure (minus deductible) will I be reimbursed? Does the dental insurance plan only pay for the least expensive alternative treatment (known as LEAT coverage)? To what extent are preventative services covered by dental insurance? What happens in an emergency? What type of routine care is covered by dental insurance? These are also important considerations especially if you or your family members are frequent users of health care services.
Does this dental insurance plan cover the services I (or my family) use?
Not all dental insurance plans cover preventative dentistry. If you'd rather take action before you have to get that root canal, check your coverage.
Dental insurance plans may also restrict your ability to change Dentists, see Dentists outside of the plan or get access to dental specialists. If you are limited to a Dental Specialist from a particular list you must be comfortable with that? Read the fine print on your dental insurance policy.
Will the dental insurance plan provide for regular dental exams and cleanings which are frequent enough for the care of your teeth? What about x-rays? Does this dental insurance plan cover crowns, braces, root canals, oral surgeries and treatment of periodon'tal disease? If you have any pre-existing dental conditions is there any exclusion period?
Is this a dental insurance plan I can live with?
It's up to you to do some research. Dental insurance is important to you and your family day in and day out. It may be costly or inconvenient to change dental insurance plans. So, check everything out.
You want a dental insurance company that's stable. It's not in your best interest to f...
AMSUS 123rd Annual Meeting - The Association of Military Surgeons of the United States
Dates: 10/29/2017 – 11/3/2017
Exhibit at the AMSUS Annual Meeting, and you will have the opportunity to meet face-to-face with over 3,000 key professionals from federal medical departments and health agencies! Audience members include medical center commanders, hospital staff directors, chiefs of professional services, physicians, nurses, dentists, pharmacists, veterinarians, medical administrators, optometrists, healthcare technologists, and healthcare technicians.The Association of Military Surgeons of the United States (AMSUS) was established in 1891 and incorporated by Act of Congress in 1903. The Constituent Services of the Association include the Medical Departments of the U.S. Army, Navy, Air Force, Public Health Service, and the Department of Veterans Affairs. It is the society of the federal health agencies and, as such, contributes to the improvement of all phases of the federal health services and represents the professional interests of physicians, dentists, nurses, optometrists, pharmacists, veterinarians, healthcare specialists and health administrators.Not sure if you want to exhibit at or attend the AMSUS 123rd Annual Meeting - The Association of Military Surgeons of the United States? See the panels below to get the information you need to make an informed decision.All information in Events In America is deemed to be accurate at the time we add it,and we take steps to verify all details and update our records when new information is provided, but as people, events and circumstances change, we caution users to independently confirm all information. EventsInAmerica.com and Events In America LLC make no guarantee of accuracy and assume no liability for inaccurate information.