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Homeowners Insurance Policy Endorsement - Home Business Insurance Ames IA

Be aware: you may not qualify for liability coverage through your home policy . Most insurers will require that your home business is of the type that receives few business-related visitors. Writers often qualify for this kind of endorsement.

Severson Insurance Agency Inc
(515) 232-7203
205 Clark Avenue
Ames, IA
 
Des Moines Co Mutual Insurance N
(319) 394-3173
800 Wapello Street South
Mediapolis, IA
 
Allstate Insurance Companies Sales Offices
(712) 252-9898
818 West 8th Street
Sioux City, IA
 
Wobbekingtjernagel Insurance Inc
(319) 235-6719
2920 Falls Avenue
Waterloo, IA
 
Advantageclive Insurance
(515) 222-4884
8421 University Boulevard Suite G
Clive, IA
 
Allstate Insurancemarci Baldwin
(515) 232-0771
516 Lincoln Way #b
Ames, IA
 
Bice Tom Insurance
(319) 377-9876
760 12th Street
Marion, IA
 
Behn John Insurance
(319) 364-2620
3525 Center Point Road Northeast
Cedar Rapids, IA
 
Kingsgate Insurance
(515) 576-4321
126 North 25th Street
Fort Dodge, IA
 
Meyers Jenk Insurance Agency
(563) 875-8096
147 1st Avenue East
Dyersville, IA
 

Homeowners Insurance Policy Endorsement - Home Business Insurance

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Homeowners Insurance Policy Endorsement

The homeowners insurance policy endorsement insurance is the simplest and least expensive option for your home business. An 'endorsement' insurance policy allows you to specify a higher level of coverage for home business equipment such as a computer, a fax machine, a printer, and so on.

Consider replacement cost when you are insuring your home office equipment. As you probably know new computers are much more valuable than your current depreciated equipment.

Now, this covers your 'things', but it doesn't cover your business activities. This is an area which you might want to consider additional insurance coverage, especially in today's litigation-prone society. And you need liability insurance coverage in case clients or other folks related to your business (say, the guy who delivers courier packages) get hurt on your property. In this case you can also buy homeowners liability endorsement insurance to give you extra liability coverage.

Be aware: you may not qualify for liability coverage through your home policy . Most insurers will require that your home business is of the type that receives few business-related visitors. Writers often qualify for this kind of endorsement. However, if you have clients in and out all day you will likely have to look at each an In Home Business Policy Insurance or a Business Owner's Policy (BOP).

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