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Homeowners Insurance Policy Endorsement - Home Business Insurance Ames IA

Be aware: you may not qualify for liability coverage through your home policy . Most insurers will require that your home business is of the type that receives few business-related visitors. Writers often qualify for this kind of endorsement.

Allstate Insurancemarci Baldwin
(515) 232-0771
516 Lincoln Way #b
Ames, IA
 
Cook Insurance
(641) 642-3612
104 N Main
Moulton, IA
 
Mel Foster Company Inc
(319) 359-5446
3218 E 35th Street Ct
Davenport, IA
 
Gregg Aistrope Agency Inc
(712) 527-3189
105 South Locust Street
Glenwood, IA
 
Derby Insurance Agency Inc
(712) 233-2838
5529 Military Road
Sioux City, IA
 
Severson Insurance Agency Inc
(515) 232-7203
205 Clark Avenue
Ames, IA
 
Allstate Insurancejeff Clark
(319) 235-3008
3120 Kimball Ave Ste A
Waterloo, IA
 
Np Dodge Real Estate
(712) 482-6928
105 South Main Street
Oakland, IA
 
Gade Insurance Services Inc
(712) 778-2683
417 Main
Griswold, IA
 
Hills Insurance Agency
(319) 679-2139
131 Main Street
Hills, IA
 

Homeowners Insurance Policy Endorsement - Home Business Insurance

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Homeowners Insurance Policy Endorsement

The homeowners insurance policy endorsement insurance is the simplest and least expensive option for your home business. An 'endorsement' insurance policy allows you to specify a higher level of coverage for home business equipment such as a computer, a fax machine, a printer, and so on.

Consider replacement cost when you are insuring your home office equipment. As you probably know new computers are much more valuable than your current depreciated equipment.

Now, this covers your 'things', but it doesn't cover your business activities. This is an area which you might want to consider additional insurance coverage, especially in today's litigation-prone society. And you need liability insurance coverage in case clients or other folks related to your business (say, the guy who delivers courier packages) get hurt on your property. In this case you can also buy homeowners liability endorsement insurance to give you extra liability coverage.

Be aware: you may not qualify for liability coverage through your home policy . Most insurers will require that your home business is of the type that receives few business-related visitors. Writers often qualify for this kind of endorsement. However, if you have clients in and out all day you will likely have to look at each an In Home Business Policy Insurance or a Business Owner's Policy (BOP).

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