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Home Liability Insurance - Additional Home Insurance Coverage Westbrook ME

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Anderson-Watkins Insurance
(207) 856-5500
31 Central St
Westbrook, ME
 
Foy Insurance Group
(207) 854-3634
506 Main St
Westbrook, ME
 
State Farm Insurance
(207) 854-4040
723 Main St
Westbrook, ME
 
Insurance Marketing Center
(207) 856-0261
850 Main St
Westbrook, ME
 
Burns Insurance Agency
(207) 854-3634
506 Main St
Westbrook, ME
 
Atlantic Insurance Benefits Inc
(207) 854-1909
700 Stroudwater St
Westbrook, ME
 
American International Group
(207) 854-7900
207 Larrabee Rd
Westbrook, ME
 
Surplex Underwriters Inc
(207) 856-0261
850 Main St
Westbrook, ME
 
Winship John O & Co
(207) 854-9171
394 Main St
Westbrook, ME
 
Northern New England Associates
(207) 797-5680
45 Bridgton Rd
Westbrook, ME
 

Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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