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Home Liability Insurance - Additional Home Insurance Coverage Pawtucket RI

Most home insurance policies will include some liability coverage. You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house

Vincent S. Podmaska Agency
(401) 273-8700
1465 Atwood Ave
Johnston, RI
 
Larry H. Miranda Insurance & Financial Services
508-78-8825
Carey, Richmond & Viking affiliate
Tiverton , RI
Alternate Phone Number
508-789-8825

Met Life Home and Auto
(401) 722-1442
1499 Newport Ave
Pawtucket, RI
 
Nationwide Ins Co
(401) 726-3210
404 Smithfield Ave
Pawtucket, RI
 
Shove Insurance Inc.
(401) 722-1185
100 East Ave
Pawtucket, RI
 
Vincent S. Podmaska Agency
(401) 273-8700
1465 Atwood Ave
Johnston, RI
 
Tavares Joaquim
(401) 728-8686
720 Central Ave
Pawtucket, RI
 
Shove Ins Inc
(401) 726-3200
100 East Ave
Pawtucket, RI
 
Roberts and Rawnsley Insurance
(401) 727-2050
1401 Newport Ave
Pawtucket, RI
 
All Risks Agency
(401) 726-3210
404 Smithfield Ave
Pawtucket, RI
 

Home Liability Insurance - Additional Home Insurance Coverage

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Home Liability Insurance

Most home insurance policies will include some liability coverage. Most home insurance policies provide a minimum of $100,000 liability. You should consider $250,000 to $300,000 usually. While this might seem a small amount compared to the recommended liability protection that you should carry on your car, it's generally sufficient.

You might want to consider additional home liability insurance coverage if you keep any kind of hazardous machinery around the house; maybe you are a hobbyist wood worker or if you collect guns. Accidents with power tools and firearms are more deadly than your regular, garden-variety accident. If someone sues you because they are hurt by a gun on your property you will want to have additional coverage; given a litigious society and an ambivalent attitude towards guns in many areas.

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Because lawsuit's are more common today many are not comfortable with the level of liability in their home insurance liability policy. You can't blame them. If you aren't comfortable consider an additional "umbrella liability" home insurance policy. This is extra home liability coverage which will kick in when the liability under your home owne...

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